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Kiplinger
Kiplinger
Business
Alexandra Svokos

UNCOVERED: 2024 social security cola when you will start getting increase - The Untold Story

Gold colored 2025 sitting over a white calendar on blue financial graph. Horizontal composition with selective focus and copy space. Investment, stock market data and financial planning concept.

The Social Security cost-of-living adjustment (COLA) for 2025 is 2.5%, meaning recipients will see their monthly payments rise by that amount for the new year. But when, exactly, does that increase kick in? And what is the payment schedule for the rest of 2025? Here's everything you need to keep track of payments all year round.

The Social Security Administration announced the COLA back in October. It takes inflation into account, calculating the percent change between average prices in the current year's third quarter and the previous year's third quarter.

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