
The Social Security cost-of-living adjustment (COLA) for 2025 is 2.5%, meaning recipients will see their monthly payments rise by that amount for the new year. But when, exactly, does that increase kick in? And what is the payment schedule for the rest of 2025? Here's everything you need to keep track of payments all year round.
The Social Security Administration announced the COLA back in October. It takes inflation into account, calculating the percent change between average prices in the current year's third quarter and the previous year's third quarter.