You wake up, check your bank app, and your account is frozen—or worse, gone. No warning, no explanation, just a vague notice about a “review.” This is the reality for a growing number of people caught in what banks call “de-risking.”
While the term might sound technical and harmless, the consequences can be frustrating, disruptive, and sometimes financially devastating. If you’ve never heard of it before, now is the time to understand why bank account closures are happening—and how to protect yourself.
