
The U.S. retirement system passed an important milestone earlier this year when The Wall Street Journal reported that for the first time ever, half of private sector workers are saving in 401(k) plans.
Not signing up for a 401(k) when you have access to one is a major financial no-no, according to Robert Johnson, Ph.D., CFA, chairman and CEO at Economic Index Associates, professor of finance at Creighton University, and co-author of “The Tools & Techniques of Investment Planning.”