Staring at your empty bank account while your tax return sits in a federal freeze is a special kind of torture. You filed early, did everything right, and now you are just waiting for a deposit that won’t come. It is not your fault you are broke in February; the system is legally mandated to keep your money away from you. This is the result of the PATH Act, a law that hits the hardest working families the most. Honestly, it feels like you are being punished for being eligible for a credit you desperately need. Let us expose why the IRS is holding your refund and when you can actually expect to see that cash.
