
In 2026, there are some significant changes to Social Security. Whether you’re thinking about retiring next year or just trying to plan ahead, it’s important to stay on top of the new rules affecting the retirement age.
Full retirement age or “normal retirement age” was 65 years old for a long time. However, starting with people born in 1938 or later, the law gradually raises this age to account for people living longer, healthier lives. So, how old do you have to be to receive full retirement benefits in 2026? It depends on when you were born.