In my home of southeastern Brazil, a multi-year drought has created fire hazards. The drought is then punctuated by periods of torrential rain lasting only a few minutes, but these cause massive landslides killing hundreds of people per year. On top of that, we have the issue of sea-level rise, and most of our population lives along the coast.

In my current home of Philadelphia, we've had more and bigger coastal storms. Hurricanes and Tropical Storms, which almost never came farther north than the Carolinas, are now regularly hitting northern latitude cities like Philly and New York. Along the East Coast we've seen more and bigger floods wiping out billions in property value at a time. Many insurance companies are now refusing to provide flood insurance in coastal areas.