REVEALED: 4 | Vintage Vibes

Is Credit Counseling Just a Fancier Version of Debt Collection?

If you’ve found yourself in a tough financial spot, you may be considering credit counseling. It’s easy to lump all debt relief services into one category. But credit counseling is much different than debt collection. They actually couldn’t be more different. Here’s what you need to know about debt collection…

Beating Broke · May 22, 2025

8 Payday Loan Horror Stories You Won’t Believe Are Legal

Payday loans are short-term, high-interest loans typically meant to be repaid on your next payday. If you’ve ever needed a payday loan, you probably know that some of their practices are predatory. Still, 12 million Americans take out payday loans annually. These loans often take advantage of individuals who are…

Beating Broke · May 20, 2025

Should You Even Bother Negotiating With Credit Card Companies?

If you have an outstanding balance on a credit card, you may be wondering if it’s worth it to try to negotiate with your credit card company. The answer is, yes; it’s possible to negotiate various terms with your credit card companies. Especially if your financial situation has changed, for…

Beating Broke · May 15, 2025

Fast Food, Fast Debt: How Convenience Culture Eats Your Savings

With so many options at our fingertips, fast food is the ultimate convenience. It’s easier than ever to reward ourselves with a treat and pick up our favorite fast food. According to a study by the Journal of Marine Medical Society, The fast-food market is growing at a compounded annual…

Beating Broke · Apr 29, 2025

7 Things Your Mom Should Have Told You About Men and Why She Didn’t

There are some things about dating and relationships that your mom held back. Some of these things she knew you’d figure out, and some she couldn’t bring herself to say. Here we’ll tell you the real truth about men that she left out.

Beating Broke · Apr 24, 2025

The Ultimate Frugal Shopping List for People Who Always Forget The Essentials

Today, it’s even harder to be frugal when grocery shopping, especially with inflation. According to the Economic Research Service, grocery prices have risen by more than 23% from 2020 to 2024. If you want to save on groceries, you have to be strategic. You’ll also need to go to the…

Beating Broke · Apr 22, 2025

6 Reasons Baby Boomers Were Never Broke and How You Can Follow Their Lead

Does it seem like your Boomer parents were never broke? For many Millennials and Gen Zs, it may seem impossible to get out of debt and grow your wealth. So, what financial secrets do Boomers live by? Here are 6 reasons Baby Boomers were never broke and how you can…

Beating Broke · Apr 17, 2025

Stolen Money: 8 Things Do Immediately After Finding a Bag of Money

It may seem unrealistic, but what if you found a bag of money? What would you do? There are instances where people have stumbled on hundreds of dollars in parking lots.  According to HG.org, a 75-year-old woman once found and returned $100,000 she found in the parking lot of a…

Beating Broke · Apr 15, 2025