Louisiana Energy Aid: What Changes After July 15? If you are a resident of Louisiana struggling to keep up with rising utility costs, you have likely heard about the Low Income Home Energy... Saving Advice · Jul 13
These Recalled Bed Rails May Still Be in Homes After Two Reported Deaths When we care for aging family members, our primary goal is to ensure they are safe and comfortable in their own homes. Unfortunately, a widely... Saving Advice · Jul 13
How Outdated EBT Cards Are Fueling a Surge in SNAP Benefit Theft Every month, one in eight Americans, 42.4 million people, use a government-issued EBT card to buy food. It is similar to credit and debit cards,... Saving Advice · Jul 13
June CPI Comes Out July 14—Why Retirees Should Watch This Number Closely For most Americans, the monthly Consumer Price Index (CPI) report is just another economic headline. However, it can offer important clues about how far your... Saving Advice · Jul 12
What Happens to Your Airline Miles When You Die? Many people spend years earning airline miles through travel, credit card spending, and loyalty programs, yet few stop to consider what happens to those rewards... Saving Advice · Jul 12
Why Seniors Are Creating “Scam Scripts” Before Answering Unknown Calls The phone rings, and the caller ID shows a number you don’t recognize. Do you answer, ignore it, or risk picking up because it could... Saving Advice · Jul 12
Why Some Seniors Are Creating ‘Emergency Instruction Letters’ Instead of Emergency Binders Many seniors have heard the advice to create an emergency binder filled with medical records, financial documents, insurance policies, and legal paperwork. While those binders... Saving Advice · Jul 11
Choosing the Wrong Executor Could Cost Your Family More Than You Think Creating a will is one of the most important financial decisions you’ll ever make, but many people spend far more time deciding who inherits their... Saving Advice · Jul 11
Prescription Drug Prices Fell in May CPI, But Hospital Services Rose—What Seniors Should Know Inflation doesn’t affect every healthcare expense the same way, and the latest Consumer Price Index (CPI) is proof. In May, the cost of prescription drugs... Saving Advice · Jul 11
How to Check Your Medicare Claim Status Online Waiting for a Medicare claim to process can be frustrating, especially if you’re wondering whether a doctor’s visit, hospital stay, or medical test has been... Saving Advice · Jul 10
FTC Warns About Debt-Relief Scams Targeting Military Families During July Military families already face enough financial challenges without scammers trying to exploit them. Unfortunately, the Federal Trade Commission (FTC) says that’s exactly what’s happening as... Saving Advice · Jul 10
The $450 Prescription Shock: What to Do When Medicaid Still Leaves You With a Huge Bill Imagine walking up to the pharmacy counter expecting your Medicaid coverage to keep your prescription affordable, only to be told you owe $450 for a... Saving Advice · Jul 10
Don’t Throw Away This Medicare Letter—It Could Change Your Coverage Next Year Every fall, millions of Medicare Advantage and Part D members receive a thick envelope that looks like routine insurance paperwork. Many people set it aside... Saving Advice · Jul 9
How to Freeze Your Credit for Free After 60—and Why Every Retiree Should Do It When you turn 60, you’re likely thinking about the latter half of your life and what it’ll look like. You’re entering the home stretch of... Saving Advice · Jul 9
Saving Advice · Jul 9 The Medicare Form Mistake That Can Delay Your Part B Coverage—And How to Avoid It Navigating the world of Medicare insurance after you turn 65 can feel extremely overwhelming. Submitting the wrong form (or leaving out required documentation) can delay...
Saving Advice · Jul 8 Your Prescription Could Still Cost Hundreds on Medicaid—7 Ways to Lower the Price Navigating healthcare costs can be a significant challenge, even for those covered by state programs. You might assume that having Medicaid guarantees low prices, but...
Saving Advice · Jul 8 How to Check Whether You’re Withholding Too Much From Social Security Every month, thousands of retirees have federal income taxes withheld from their Social Security benefits to avoid a surprise tax bill in April. But if...
Saving Advice · Jul 8 Children Born Between July 2 and Dec. 31, 2026 May Get a Commemorative Social Security Card If you’re welcoming a baby in the second half of 2026, your child could receive something no other generation of Americans has ever had: a...
Saving Advice · Jul 7 The “Widow Penalty” Budget: Why Expenses Don’t Always Drop After One Spouse Dies Losing a partner is one of life’s most profound emotional challenges, but the financial ripple effects often come as a jarring second shock. Many people...
Saving Advice · Jul 7 The Summer Travel Scam Retirees Should Watch Before Booking a Last-Minute Trip According to the AARP Fraud Resource Center, the FTC received more than 64,000 reports involving travel, vacation, and timeshare fraud in 2025, and AI-generated fake...
Saving Advice · Jul 7 SSA Just Launched the Trump Account Enrollment Process—What Parents and Grandparents Should Know If you’re a parent or grandparent looking to jumpstart a child’s financial future, the Social Security Administration (SSA) has made it easier to enroll eligible...
Saving Advice · Jul 6 California’s New $208,850 Small‑Estate Limit Means Many Families Can Bypass Probate—Do You Qualify? Probate has a reputation for being slow, expensive, and stressful, but many California families may now be able to avoid it altogether. Formal probate in...
Saving Advice · Jul 6 Women Are More Likely to Color Their Hair or Consider Cosmetic Procedures to Look Younger—Survey Says Looking younger has long been a multibillion-dollar industry, but a new national survey suggests women continue to feel significantly more pressure than men to fight...
Saving Advice · Jul 6 Why Maryland’s Longevity Ready Act Could Become a National Model for Aging Policy Americans are living longer than ever, and Maryland is betting that government alone can’t prepare for that reality. By 2030, roughly 26% of Maryland residents...
Saving Advice · Jul 6 Millions Could Qualify for TrumpIRA—But There’s a Catch if Your State Has an Auto-IRA The Saver’s Match law passed in 2022, and an executive order creating the TrumpIRA will offer combined retirement savings for up to 26 million low-income...