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INSANE: 56 | Vintage Vibes

What Happens to Your Money in a Government Shutdown?

From benefit checks to IRS delays, here’s what could affect your wallet if the government shuts down.

Kiplinger

The Medicare Surcharge: Test Your IRMAA Knowledge

Test your basic knowledge of the income-related monthly adjustment amount in our quick quiz.

Kiplinger

COLA Raise Forecast 2026 Could Be Wiped Out by Rising Drug Costs — What to Watch

Social Security’s annual cost-of-living adjustment (COLA) is meant to help retirees keep up with inflation. But in 2026, many experts warn that any increase may...

Saving Advice

From analysis to the latest developments in health,
read the most diverse news in one place.

7 Strange Costs Nobody Expects After Retirement

You’ve spent decades saving diligently. You calculated your expenses and have a solid plan. However, retirement isn’t just about replacing your salary. It’s a whole new lifestyle with its own financial surprises. Many retirees are blindsided by strange costs nobody expects. These aren’t the big-ticket items you’ve planned for, like…

Budget and the Bees

Hidden Surgery Costs Seniors Never See Until It’s Too Late

For many seniors, surgery represents a path to restored health—but not all the costs are visible upfront. Even with Medicare, co-pays, facility fees, anesthesia charges,...

Saving Advice

Health Symptoms You’re Ignoring That Doctors Will Regret Later

It’s easy to dismiss small aches, fatigue, or memory lapses as “just aging.” But many seemingly harmless symptoms are early warnings of serious conditions doctors...

Saving Advice

Trump’s H-1B visa fee is a death sentence for US healthcare

Trump’s $100,000 visa fee will gut the immigrant workforce that keeps US hospitals – and patients – alive

The Guardian - US

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How the government shutdown could disrupt daily life

The first shutdown since 2019 could be unusually disruptive to the federal government.

Axios

Health insurers are offering DNA testing to see how some medicines might work. What to know before you opt in

Two major Australian health insurers, Bupa and Medibank, have started offering genetic testing meant to tell you your likely reaction to certain medications.

The Conversation

What Happens When Medicare Refuses to Cover the Doctor You’ve Seen for Years

Many retirees assume that once a doctor is covered by Medicare, that relationship will last for life. But coverage changes, network shifts, and plan updates...

Saving Advice

Why Social Security Spousal Benefits Are Being Reduced Without Notice

Many retirees are shocked to find their Social Security spousal benefits smaller than expected. The cuts often appear quietly, buried in calculations most people never...

Saving Advice

The Medicare Advantage “Extras” That Are Nothing More Than Cost Traps

Medicare Advantage plans often advertise enticing extras—dental coverage, gym memberships, grocery cards, and vision benefits. But many of these perks come with hidden trade-offs that...

Saving Advice

Here are some effects of a government shutdown if Congress, Trump don't reach a deal

The U.S. government is nearing a partial shutdown, with a range of effects on public services and the broader economy

The Independent UK

Thermo Fisher Launches Four-Part Bond Offering Ahead Of Possible Government Shutdown

Thermo Fisher Scientific Inc. (NYSE:TMO) is tapping the U.S. investment-grade bond market with a four-part, dollar-denominated offering, as companies move to secure funding ahead of a potential U.S. government shutdown.

Benzinga

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Saving Advice

The Medicare Penalties That Can Haunt You for the Rest of Your Life

Missing a Medicare deadline might seem like a small mistake—but the financial consequences can follow you forever. Late enrollment penalties don’t just apply once; many...

Benzinga

Medicare Beneficiaries To See Slight Premium Decline Next Year

The Centers for Medicare Medicaid Services (CMS) announced on Friday that Medicare Advantage (MA) and Medicare Part D prescription drug program premiums, benefits and plan options are expected to remain largely stable in 2026.

GOBankingRates

I Asked ChatGPT: What Kind of Insurance Do I Actually Need in Retirement?

ChatGPT explained which types of insurance retirees need and which they can drop once they reach retirement. Learn more about insurance in retirement.

GOBankingRates

2026 Social Security COLA Predictions Have Increased: What This Means for Retirees

Retirees may see a 2.7% cost-of-living adjustment in 2026, but rising Medicare costs and inflation could end up shrinking gains and straining budgets.

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Kiplinger

Five Ways to Cash In On the $6,000 'Senior Bonus' Deduction

Taxpayers age 65 and older might be able to benefit from a $6,000 'senior bonus' deduction in the next four tax years. Here are five ways to make it pay.

GOBankingRates

3 Things Retirees Must Do Before Their First Retirement Account Withdrawal

To minimize taxes and avoid penalties, here are three things retirees must do before taking their first retirement account withdrawal.

Saving Advice

How Medicare Advantage Perks Vanished Overnight in 2025

Millions of retirees chose Medicare Advantage for its appealing extras—free dental, vision, gym memberships, and grocery cards. But in 2025, many of those popular perks...

Saving Advice

Drug Savings in Medicare That Could Shift Retirees’ Budgets Permanently

For years, retirees have struggled with unpredictable prescription costs that strain fixed budgets. But new Medicare reforms rolling out in 2025 are changing the math...

GOBankingRates

11 Things Retirees Can Do for Their Finances Before the End of the Year

Now’s the time to meet with a tax professional.

Saving Advice

The Medicare Subsidy Loss That Could Outpace Inflation by Next Year

Rising healthcare costs are already squeezing retirees, but a less visible threat is gaining momentum—shrinking Medicare subsidies that may increase premiums faster than inflation. As...

GOBankingRates

4 Hidden Expenses That Sneak Up on Retirees After Age 75

People expect their expenses to shrink in retirement, but for many Americans, the opposite happens after 75. Costs rise in ways after a decade in retirement.

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