INSANE: Redfin | Rare Historical Photos

I’ll Never Afford a House Anyway — Why Some People Are Spending the Down Payment Instead

For years, aspiring homeowners were given a familiar formula: build your down payment savings, cut unnecessary expenses, and eventually buy a house. But when home prices and borrowing costs remain high, saving for years can start to feel like chasing a finish line that keeps moving. Some frustrated would-be buyers…

Budget and the Bees · 23h ago

The American Dream of owning a home is out of reach for millions. Two things could change that

New research looks at the factors for home affordability to improve in next five years

The Independent UK · Oct 14

Raising 4 Kids? These States Make It Especially Expensive

Raising four children can stretch even a comfortable household budget, especially when groceries, housing, childcare, and healthcare bills arrive together. Where a family lives can make those expenses significantly harder to manage. According to recent research, some states require parents to spend tens of thousands of dollars annually on the…

Kids Ain't Cheap · Oct 13

We Priced a $400,000 Mortgage at 3%, 5%, 6.76% and 8% — The Difference Is Brutal

A $400,000 house loan can feel completely different depending on one number buyers cannot control: the mortgage rate. We calculated a $400,000 mortgage payment on a 30-year fixed loan at 3%, 5%, 6.76% and 8%, and the gap is big enough to reshape a household budget. These figures cover principal…

Everybody Loves Your Money · Sep 30

The Seller Dropped the Price $25,000 — Is That a Deal or a Warning Sign?

Seeing a $25,000 home price reduction can make a listing that was previously out of reach suddenly look like a bargain. But a lower asking price does not automatically mean you are getting a deal, nor does it prove something is wrong with the house. Price cuts have become common…

Everybody Loves Your Money · Sep 28

Thinking about buying stocks instead of a home as mortgage rates top 7%? The S&P 500 has blown away the housing market over the past decade

"Buying a home also bundles two very important, but very different, decisions: where to live, and how to invest a large chunk of your life savings."

Fortune · Sep 27

Nearly half of home sellers are now offering incentives to unload their properties—even $20,000 in concessions and all-expenses-paid cruises

“If we were to quantify all these concessions…we would see that home prices are down, and people are getting better deals,” Redfin Chief Economist Daryl Fairweather said.

Fortune · Sep 26

1 in 5 Home Listings Had a Price Cut — How Much Below Asking Should Buyers Offer Now?

One in five homes seeing a price cut sounds like an invitation for buyers to start throwing out low offers, but the numbers require more context. Redfin’s latest U.S. housing data shows 19.5% of homes had price drops in August 2026, up from 18% a year earlier.

Everybody Loves Your Money · Sep 25

Mortgage rates are nearing 7%, delivering another blow to a housing market already losing buyers and facing stalled sales

Home sales have fallen to their lowest pace in more than a year and sellers are offering concessions to lure back buyers

Fortune · Sep 22

Mortgage Rates Just Hit a 15-Month High — What Does 6.76% Actually Cost on a $400,000 House?

A mortgage rate that moves by a few tenths of a percentage point may not sound dramatic, but on a $400,000 house, the difference can follow a buyer for decades. For buyers trying to decide whether they can afford a home this fall, the more useful question is what those…

Everybody Loves Your Money · Sep 22