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HISTORICAL FACTS: 8 - Caught on Camera

Mortgage wars kick-off as banks launch sub-4% deals

More sub-4 per cent mortgages have started appearing on the market from Thursday

The Independent UK

More sub-4% mortgage rates available from Thursday

The new deals were a positive sign that competition in the market was heating up, experts said.

Evening Standard

Mortgage market cheered by return of sub 4% fixed rate deals from Barclays and Santander

The return of stability in the City’s money markets has allowed lenders to offer cheaper mortgage deals

Evening Standard

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Boost for UK borrowers as Santander ‘fires starting gun’ on mortgage price war

Bank to offer first two-year deal under 4% with rivals likely to follow suit

The Guardian - UK

Surge in mortgage applications seen by major bank ahead of stamp duty deadline

From April, stamp duty discounts will become less generous.

Evening Standard

Santander UK staff brace for more job losses after 38% drop in full-year profits

‘Cost efficiencies’ programme planned for UK arm rocked by car loan commission scandal

The Guardian - UK

Santander UK profit slumps as questions remain over future of British arm

The Spanish-owned high street banking giant reported a 38% drop in UK pre-tax profits to £1.33 billion for 2024.

Evening Standard

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Santander Reports Record Profit For Third Straight Year

Spanish banking giant Santander announced record annual profits for a third consecutive year on Wednesday as a strong commercial performance offset the impact of falling interest rates.

International Business Times

Over 1 Million Britons To Pay At Least £100 Penalty To HMRC For Missing Tax Returns Deadline

HMRC also notes that there are additional penalties for paying late—5% of the tax unpaid at 30 days, 6 months, and 12 months.

International Business Times UK

Santander boss issues major update on UK future amid speculation over potential exit

Recent reports suggested bank was considering quitting UK

The Independent UK

‘He spent thousands’: how a bank team tries to rescue scam victims

Santander’s specialist squad aims to save customers from the grips of fraudsters offering romance and more

The Guardian - UK

Fears for mortgage market amid rumours of Santander’s UK exit

Santander UK is a prominent mortgage lender and recently cut rates on more than 70 mortgage products

The Independent UK

Santander’s potential UK exit raises concerns despite boss’s pledge to stay put

Executive chairman Ana Botin insisted ‘We love the UK’ following reports that Santander is reconsidering its presence in the country.

Evening Standard

Reeves bids to intervene in car finance case that could cut lenders’ £30bn bill

Shares in Lloyds and Close Brothers rise as Treasury seeks to tell court that lawsuit could cause economic harm

The Guardian - UK

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Evening Standard

Why could Santander bank leave the UK?

The bank has not been performing as well as expected and its owner, Banco Santander, may be looking at an exit

International Business Times UK

Is Santander Shutting Down In Britain? 14M Customers, 20K Employees Possibly Affected

Spanish banking giant Santander is reportedly considering quitting Great Britain due to the impact of 'excessive red tape' on its profitability.

Fortune

Santander is reconsidering its presence in the U.K., FT says

The Spanish lender is reportedly exploring a range of options, including keeping the business, and no deal is imminent.

The Guardian - UK

Santander rushes guidance to managers as it reviews its future in UK

Bank is considering sale of British business amid mounting frustrations over regulation

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The Independent UK

Best current account cash switch offers from banks in January 2025

Customers can pick up hefty cash bonuses for switching providers but be sure to check the rules suit your circumstances

The Guardian - UK

All my accounts were shut down when TSB labelled me a ‘fraudster’ instead of the victim

Credit checks revealed fraud markers against my name – placed by the bank, even though I had never been a customer

The Independent UK

Major high street bank ‘considering quitting the UK’ after two decades

Santander already announced it was cutting more than 1,400 jobs across its UK business

Fortune

Remote work impedes women’s careers, CEO of top U.K. bank claims amid industrywide RTO surge

“Being seen” is critical to career development, Debbie Crosbie said, arguing that remote work makes female employees appear absent.

Fortune

The people who shaped European business in 2024

Fortune set out to pick the leaders who’ve kept Europe at the center of global debates in 2024. Their presence portends the year to come.

Evening Standard

Cynical scammers set to strike during Christmas week, Santander UK warns

Nearly £2 million was reported lost by the bank’s customers to authorised push payment scams between Christmas Day last year and New Year’s Day.

The Independent UK

Big banks urged to step up on sustainable finance in 2025

ShareAction warned the banks they can expect to see shareholder action next year if they fail to meet investor expectations for greener practices.

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