SHOCKING: 20 - You Need To See This

Retirees Could Lose $77,900 Under New COLA Plan: 80% Face Smaller Social Security Raises

A proposed flat-rate COLA could cut Social Security benefits by up to $77,900, impacting retirees and fueling debate over the program's financial future.

International Business Times UK · Aug 24

National debt interest expense has exploded 14% in just 9 months

The huge increase in interest expense has two sources.

Fortune · Aug 24

Trump Said He Wouldn’t Cut Social Security. So Why Is Its Financial Outlook Getting Worse?

President Donald Trump has repeatedly said he wants to protect Social Security rather than cut retirees’ benefits, yet the program’s latest financial report contains some...

Saving Advice · Aug 23

What Does a “Comfortable Retirement” Actually Cost When the House Is Already Paid Off?

Paying off the mortgage before retirement sounds like crossing the biggest expense off your list, and it certainly can transform a household budget. But a...

Saving Advice · Aug 22

The Retirement Move That's Quietly Taxing Your Social Security to the Max (and How Early Roth Conversions Can Help)

This is how you can sidestep the "Social Security tax torpedo," a common issue where tax-deferred retirement accounts unexpectedly increase your tax burden.

Kiplinger · Aug 22

What Happens to Your Finances When You Become the Family Caregiver?

Becoming the person who drives Mom to appointments, manages Dad’s prescriptions, or helps a spouse through a serious illness can change far more than your weekly schedule. Caregiving can affect your paycheck, savings, retirement contributions, debt, career trajectory, and even the amount of Social Security you eventually receive. The scale…

Budget and the Bees · Aug 22

Your Big IRA Could Become a Big Tax Problem for You, Your Spouse and Your Heirs

If you start optimizing your taxes now, you can head off the inevitable tax consequences waiting for you when RMDs kick in — and when your family inherits.

Kiplinger · Aug 22

How to Coordinate Claiming Social Security With Your Tax Bracket

Rather than claiming Social Security based on when you need the money, view your timing as a tax-planning tool that can help you lower your lifetime tax bill.

Kiplinger · Aug 22

Social Security Claiming Strategies Have Changed — Here’s What Still Works

If your Social Security strategy came from a retirement book published 10 or 15 years ago, there is a real possibility that part of it...

Saving Advice · Aug 21

Moving to Another State on Medicare? 7 Coverage Changes to Check Before You Go

Retirement sometimes comes with a new ZIP code; perhaps you’re moving closer to grandchildren, escaping high housing costs, or finally heading somewhere warmer. But packing...

Saving Advice · Aug 21