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THE TRUTH ABOUT: 6 - The Untold Story

Salary up to Rs 25,000: EPFO reveals how you can enrol for EPF, EPS and ELDI schemes

The government recently raised the wage ceiling for the Employees' Provident Fund to Rs 25,000, allowing a broader range of workers to access the EPF, EPS, and EDLI schemes. This increase means that employees earning up to the new limit can secure essential social security benefits.

The Economic Times · Oct 19

Can Spain afford its pensions? What to know about the funding debate ahead of the election

Spain’s pension system is not bankrupt, but increasingly relies on state funding. Social Security ended 2025 with a deficit of 0.4% of GDP after €47.8 billion in state transfers. Research institute Fedea puts the underlying deficit, excluding those transfers, at 4.15% of GDP.

Euronews · Oct 19

Social Security's 3.6% Raise for 2027 Could Shrink Once a Projected $6.60 Medicare Part B Increase Is Deducted

Social Security's 3.6% COLA adds about $75 a month, but a projected Part B increase could take $6.60 back. See what retirees can expect to keep in 2027.

Medical Daily · Oct 19

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Your Parents Need $1,000 a Month — Can You Afford to Become Their Pension?

Your parents need another $1,000 every month, and they have decided to ask you for help. Maybe Social Security covers their groceries and utilities but leaves little for everything else. Perhaps rent climbed, insurance premiums jumped, or an unexpected bill exposed just how thin their retirement budget has become.

The Free Financial Advisor · Oct 18

The Financial Difference Between Dying at 75 and Living to 105 Is Enormous

Retiring at 65 looks very different if retirement lasts 10 years instead of 40. The difference between dying at 75 and living to 105 can reshape everything from monthly budgets to housing decisions, investment withdrawals, and family inheritances.

The Free Financial Advisor · Oct 18

3 Things in Your Wallet That Could Make Identity Theft Much More Expensive

Losing your wallet is frustrating enough when you have to replace your driver’s license, cancel your credit cards, and figure out how you’re going to...

Saving Advice · Oct 18

Workers Get a $10 Million 401(K) Windfall but Cash Bonuses Could Put Social Security Cheques at Risk

Williams-Sonoma's $10 million 401(k) contribution highlights why cash bonuses can reduce Social Security payments for some working retirees.

International Business Times UK · Oct 18

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Social Security's 2027 COLA Rises 3.6%, but Medicare Costs Could Eat Into Retirees' Extra $75 a Month

US Social Security benefits are due to rise 3.6% in 2027, adding about $75 monthly for the average retired worker, while higher Medicare costs could reduce the increase.

International Business Times UK · Oct 18

8 Things You Should Remove From Your Wallet Before It’s Lost or Stolen

If someone stole your wallet tomorrow, how much damage could they actually do? Most people immediately think about their credit cards and cash, but the...

Saving Advice · Oct 17

Your Entire Identity Could Be Sold for Just 95 Cents — Here’s What Criminals Can Do With It

What if someone could buy enough of your personal information to impersonate you for less than the price of a candy bar? It sounds unbelievable,...

Saving Advice · Oct 17

Your Social Security Increased — Should You Increase Your Monthly Spending Too?

Getting a raise in retirement sounds like good news, especially when your monthly budget already feels stretched. When Social Security announces a cost-of-living adjustment, millions...

Saving Advice · Oct 17

Over 60? These 5 Pieces of Personal Information Deserve Extra Protection

You probably wouldn’t hand a stranger your Social Security card, bank account number, or house keys. But what about your Medicare number, the verification code...

Saving Advice · Oct 16

You Paid for a Funeral — But Can You Get Any of That Money Back?

You put $8,000 on your credit card to cover a parent’s funeral because the arrangements couldn’t wait. Between the funeral home, burial costs, transportation, and...

Saving Advice · Oct 16

Got Your Social Security COLA Notice? Check These 5 Numbers Before Filing It Away

Social Security’s 2027 cost-of-living adjustment is officially 3.6%, but that doesn’t mean every retiree will see the same increase in their bank account. The Social...

Saving Advice · Oct 16

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The Free Financial Advisor · Oct 16

What Age Should Your Financial Plan Assume You’ll Die?

Your financial plan needs an age at which you stop earning, spending retirement savings, and paying for life’s ordinary surprises. The trouble starts when that age quietly becomes a prediction of your death. Plan for too short a life, and your money could run out while you still need it.…

The Free Financial Advisor · Oct 16

Try Living on Social Security Alone for One Month Before You Retire

Trying to live on Social Security alone for a month can reveal retirement budget problems that a spreadsheet will never catch. A budget might balance beautifully until the refrigerator breaks, the car needs new tires, or the annual insurance bill arrives with spectacularly bad timing.

The Free Financial Advisor · Oct 16

Would $1 Million Change Your Life as Much at 60 as It Would at 30?

A $1 million windfall at 30 could change the next three decades of someone’s life. Receive that same amount at 60, and it could transform retirement instead. Both people would have a million dollars, but they would have very different choices, deadlines, and financial worries.

The Free Financial Advisor · Oct 16

You Can Retire Tomorrow but You’ll Never Get Another Raise — Would You Go?

Retiring tomorrow sounds fantastic until you remember one small detail: Your paycheck stops growing because there is no paycheck anymore. If you have enough money to leave work now, you face a different question than someone who must keep working. Is another year of salary worth more than another year…

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Medical Daily · Oct 16

Five Health Care Vendor Breaches Affected Nearly 36 Million: Steps to Freeze Credit and Spot Medical Identity Theft

Five health care vendor breaches reported this year affected nearly 36 million people. Learn how to freeze credit, read insurance statements, and spot fraud.

International Business Times UK · Oct 16

Social Security COLA 2027 Hands Retirees a Bigger Cheque, but Medicare and a 2032 Shortfall Could Claw It Back

Social Security's 3.6% COLA for 2027 adds about $75 a month from January, but a Medicare premium rise and a looming 2032 trust fund cut will erode the gain.

Saving Advice · Oct 15

A $75 Social Security Raise Sounds Good — Until You Look at What Inflation Is Doing

An extra $75 in a monthly Social Security check sounds like welcome news, especially for retirees watching every dollar. That is roughly the average increase...

Saving Advice · Oct 15

Social Security’s 2027 COLA Is Here — What It Adds to a $1,500, $2,000 and $3,000 Check

Millions of Americans finally have an answer to one of the biggest retirement questions of the year: How much will Social Security checks increase in...

International Business Times · Oct 15

Social Security's COLA Increase is The Same For All States, but Can Buy 27% More in Mississippi Than California

The average monthly retirement benefit will climb from $2,095 to $2,170.

Reason · Oct 15

Social Security Is Running Out of Money. Benefits Are Rising 3.6% Next Year Anyway.

Congress has yet to address a looming funding shortfall that could leave the retirement program unable to pay 22 percent of scheduled benefits by 2032.

Reason · Oct 15

The Federal Government Collected $5.4 Trillion. It Still Can't Pay Its Bills.

Entitlement spending, defense spending, and interest payments on the debt continue to climb.

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