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EXPLAINED: 6 - The Real Truth

8 Ways to Prove “Life-Changing Events” and Lower Your IRMAA Surcharge (Before It Auto-Hits)

If your Medicare premiums suddenly spike, you might have been hit with an Income-Related Monthly Adjustment Amount (IRMAA)—a surcharge added when your income exceeds certain...

Saving Advice

Florida Retirees: The Little Form That Lowers Part D Drug Costs Before You Hit the Cap

Prescription drug costs are rising fast, and many retirees in Florida are feeling the squeeze. Even with Medicare Part D, deductibles and copays can skyrocket...

Saving Advice

Social Security 2026 COLA of 2.8% to Boost Average Monthly Income by $56 Amid Rising Inflation

The Social Security Administration finally announced the 2026 COLA of 2.8% after a week of delay amid the government shutdown.

International Business Times UK

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WEP/GPO Repealed—Now What? 6 Steps for Teachers, Firefighters, and Public Workers to Recheck Benefits in 2025

For decades, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) reduced or eliminated Social Security benefits for millions of public workers who also...

Saving Advice

Social Security Earnings Record: 6 Micro-Fixes That Add Real Money to Your Check

A single missing dollar in your Social Security earnings record can cost you far more in retirement. The Social Security Administration (SSA) calculates your monthly...

Saving Advice

7 Ways the Social Security Administration Is Quietly Changing Benefits — and What It Means for You

Social Security benefits are a crucial part of retirement planning for millions of Americans. But the Social Security Administration (SSA) isn’t standing still. Each year, it quietly tweaks rules, formulas, and eligibility criteria. These changes can have a big impact on when you claim benefits, how much you receive, and…

The Free Financial Advisor

Here’s What Social Security Could Look Like by 2030

Social Security is a pillar of retirement planning for millions of Americans. But with shifting demographics and ongoing debates in Congress, many people wonder what the Social Security system will look like by 2030. If you’re planning your retirement or already receiving benefits, the future of Social Security is more…

The Free Financial Advisor

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The 10 Most Costly Social Security Mistakes to Avoid

Want to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income.

Kiplinger

Trump Said He’d Protect Social Security–Here’s What’s Happening So Far

If there's one thing that all politicians seem to agree on: protecting Social Security. But as always in politics, the hopes and dreams don't always play out

GOBankingRates

Social Security Shake-Up This Fall: How It Could Affect Your Monthly Check

The Social Security Administration makes changes to Social Security almost every year.

GOBankingRates

What Retirees Need To Know About the Upcoming Social Security Changes

You've probably read multiple headlines about changes to Social Security, or maybe you're about to retire and wondering if your payments will cover expenses.

GOBankingRates

When Social Security Checks Come Late: What to Do and Who to Call

For millions of retirees, Social Security payments are the lifeline that keeps bills paid and budgets balanced. So when a check or deposit doesn’t arrive...

Saving Advice

The Full Retirement Age Hits 67 in 2026–Here’s How To Avoid a 30% Benefit Cut

Changes are made to the program every year, from the amount of the cost-of-living adjustment to more fundamental modifications.

GOBankingRates

Can You Get Social Security If You Never Paid Enough Credits? Rules & Exceptions

Social Security is a cornerstone of retirement income, but not everyone automatically qualifies. To receive benefits, you typically need a minimum number of “work credits,”...

Saving Advice

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The Free Financial Advisor

The Social Security Disability Mistake That Leads to an Automatic Denial

Applying for Social Security Disability can be overwhelming. You’re already dealing with health challenges, and now you’re facing a mountain of paperwork and strict requirements. The process is well known for being tough, with many applicants turned down on their first try. But did you know that a single mistake…

International Business Times UK

Social Security Administration Reschedules 2026 COLA Announcement Amid Government Shutdown

The Social Security Administration is expected to announce the 2026 cost-of-living adjustment on 24th October when the Bureau of Labor Statistics publishes inflation data for Q3.

Saving Advice

Can You Claim Social Security on Your Deceased Spouse’s Earnings Record?

Losing a spouse brings both emotional and financial challenges, especially for retirees who depend on Social Security income. Many surviving spouses don’t realize they may...

Benzinga

Yes, Social Security Checks Are Still Going Out During The Shutdown — But Don't Count On Quick Help From The SSA

Amidst the current government shutdown that began Oct. 1, plenty of questions arise — especially for retirees and others who rely on Social Security payments to make ends meet.

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Saving Advice

How Social Security Disability Benefits Might Help Adult Children With Disabilities

Many parents of adult children with disabilities don’t realize they may qualify for lifetime financial support under Social Security. These benefits, known as Disabled Adult...

Saving Advice

Should You Delay Social Security to 70? Pros, Cons and Impact on Spouse

For years, financial advisors have praised waiting until age 70 to claim Social Security as the smartest retirement move. It’s true that delaying increases your...

Saving Advice

The Widow(er)’s Social Security Claim: Hidden Benefits & Mistakes to Avoid

Losing a spouse changes everything—emotionally and financially. For many widows and widowers, Social Security survivor benefits become a lifeline, yet few understand the full rules...

GOBankingRates

Widowed or Divorced? 6 Ways To Maximize Your Social Security Benefits

Widowed or divorced? Learn how to claim the right Social Security benefit for you and boost your retirement income with some expert-backed strategies.

The Conversation

Twenty-five years of data shows how link between identity and views on Scottish independence has grown stronger

When the Labour government established the Scottish parliament in 1999, it hoped the new institution would demonstrate that Scotland’s distinctive needs and aspirations could be addressed within the framework of the UK. Consequently, the theory went, support for independence would melt away.

Saving Advice

Error in Your Earnings Record Could Slash Benefits Forever

Your Social Security benefits are only as accurate as the record they’re based on—and mistakes in your earnings history can quietly cost you thousands over...

Saving Advice

Secret Rules That Let Social Security Reclaim Overpayments Years Later

Imagine thinking your benefits are secure—only to receive a letter from the Social Security Administration (SSA) demanding thousands back. That’s the reality for many retirees...

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