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The secret life of gift cards: Here’s what happens to the billions that go unspent each year

Americans are expected to spend nearly $30 billion on gift cards this holiday, according to the National Retail Federation. But many gift cards wind up forgotten or unused.

Chicago Sun-Times

The secret life of gift cards: Here's what happens to the billions that go unspent each year

Americans are expected to spend nearly $30 billion on gift cards this holiday, according to the National Retail Federation

The Independent UK

Cyber Monday Sales Could Top Black Friday. When Will You Shop?

81% of consumers plan to shop on the three major holiday shopping events this year: Black Friday, Small Business Saturday, and Cyber Monday.

Kiplinger

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Why You Should Keep Your Credit Cards Active

Keep your credit cards active to protect your credit score.

Kiplinger

America’s credit card bill just passed a record $1 trillion. Here's what it means

Experts aren't worried—yet.

Fortune

Survey: 77% of travelers plagued by travel problems amid booming season; more than half saw higher prices

Nearly two in three U.S. adults have traveled or plan to travel for leisure this year, according to a new Bankrate survey. Of the 32% of U.S. adults who already have traveled for either leisure or business this year, something went wrong for many of them: 77% have run into…

Tribune News Service

The millennial debt problem no one talks about

"Money is so hard to talk about, especially in your 20s."

Fortune

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Father's Day gift spending reaches new records but lags behind Mother's Day

Consumers are expected to spend nearly 36% or $12.8 billion less on dads than they did on moms last month.

Axios

Tipping onslaught pushes some consumers to close their wallets

"It's gotten noticeably worse in the past year."

Axios

How to Save on Booking a Cruise

Booking a cruise using credit card rewards and travel agents can help snag the best deals.

Kiplinger

What Financial Infidelity Is - And How to Avoid Problems

Nearly one in four Americans are keeping money-related secrets from their partners.

Kiplinger

Your tax refund could be smaller than last year. Here's why

If you're expecting a tax refund, it could be smaller than last year

The Independent UK

Here's how to prepare for a recession, if it actually happens

A recession could be on the way. Or it could not.

Tribune News Service

Credit card debt soars as perks proliferate

Banks are piling on the perks while debt soars.

Axios

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Fortune

Wondering if inflation is cooling? One Fed official suggests keeping an eye on frozen lasagna prices

The price of frozen lasagna is a great way to measure inflation, according to a Federal Reserve official.

Tribune News Service

Survey: More Americans are carrying debt, and many of them don’t know their APRs

Despite the increase in revolving debt carriers, Americans’ favorite credit card perk has nothing to do with their APRs. Cash back is the most-favored credit card feature, far above low APR, wide acceptance, travel perks, and a slew of other features.

WEKU

Americans are piling up credit card debt — and it could prove very costly

More Americans are leaning on their credit cards to cope with rising prices. And as interest rates continue to climb, that debt is getting more and more expensive.

Fortune

The best credit cards to use at Costco to maximize benefits

The discount superstore does not accept all credit cards and you’ll want to select the card you use carefully to maximize rewards earnings.

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Fortune

America's credit card debt crisis driven by inflation could lead to a vicious debt spiral

Higher costs are leading to higher credit card debt balances month over month. Here are some alternatives to paying with plastic that will help you avoid long-term financial woes.

Fortune

How to get a credit card advance

A cash advance can be useful if you need cash right away but you may face a 25% to 27% interest rate.

Tribune News Service

6 ways to save money on holiday travel

Holiday travel tends to be stressful, but this year, it may be even more financially so, thanks to inflation. According to a survey by Bankrate, only 43 percent of U.S. residents plan to travel for leisure purposes involving an overnight stay this holiday season. And of those who are traveling,…

Fortune

Credit card interest rates soar to the highest they’ve been in 30 years

Driven by continual Federal Reserve rate increases, credit card APRs have hit 19.04%.

WEKU

Rising prices are on the menu for Thanksgiving, with inflation currently at 7.7%

With Thanksgiving just two weeks away, food and family are on many people's minds. But turkey and travel will carry a hefty price tag this year. The annual inflation rate in October was 7.7%.

Tribune News Service

Inflation, rising prices causing 79% of holiday travelers to change their plans

The holiday season is an opportunity to slow down, connect with friends and family or even take a much-needed vacation. But according to a new Bankrate survey, a substantial portion of travelers are rethinking their excursions this year. Of the 43 percent of U.S. adults planning to travel this holiday…

Tribune News Service

Americans are making regretted impulse buys on social media — why it’s a challenging time with surging inflation

Social media is enticing users to make impulse purchases — and the price is often regret.

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