HISTORICAL FACTS: The federal deposit insurance corporation - The Untold Story

FDIC Changes Reciprocal Deposit Rules for Banks Under New Housing Law

Banks participating in reciprocal deposit networks have new federal rules to follow after the Federal Deposit Insurance Corporation implemented changes Congress made to how certain deposits are treated under banking regulations. The FDIC’s interim final rule took effect September 1 and implements Section 902 of the 21st Century ROAD to…

The Free Financial Advisor · Sep 2

FDIC Publishes 2026 Risk Review Covering Funding, Interest Rate, and Credit Risks Facing Banks

The Federal Deposit Insurance Corporation (FDIC) has released its 2026 Risk Review, an annual report examining the most significant risks facing the U.S. banking industry during 2025. The report focuses on three primary areas: funding risk, interest rate risk, and credit risk, providing an overview of how changing economic conditions…

The Free Financial Advisor · Jul 27

7 FDIC Coverage Rules Couples Should Recheck Before Opening Trust or Joint Accounts

Opening joint or trust accounts often feels like a financial milestone for couples, but it also comes with details that can quietly shape how deposits are protected. The Federal Deposit Insurance Corporation sets clear rules on how coverage applies, and those rules change depending on ownership type, beneficiaries, and account…

The Free Financial Advisor · Jun 23

Saving vs. Investing: Which Is Best?

Saving and investing are both key parts of a solid financial plan, so it's worth considering what is best for you.

Kiplinger · Apr 21, 2023

Banking sector sees boost as First Citizens acquires failed SVB

SVB’s purchase gives markets some respite amid growing concerns over financial health of global banking system.

Al Jazeera · Mar 27, 2023

Biden seeks FDIC authority to claw back bankers’ compensation

WASHINGTON — President Joe Biden on Friday urged Congress to pass legislation that would give the Federal Deposit Insurance Corporation authority to “claw back” executive pay at failed banks and to bar the executives from jobs in the banking industry.

Tribune News Service · Mar 17, 2023

The FDIC was created exactly for this kind of crisis. Here's the history

When it was established in 1933, some 4,000 banks had closed in the first few months alone. The FDIC is relying on one of its main tools — deposit insurance — to prevent more banks from failing.

WEKU · Mar 13, 2023

Will Silicon Valley Bank's collapse spark a US recession with ripple effects across the globe?

Based in California and with about $US200 billion in assets, Silicon Valley Bank (SVB) was the 16th-largest in America, making it the biggest bank failure since the global financial crisis of 2008. The implications for financial markets and the global economy are big.

ABC News · Mar 13, 2023

Collateral damage from Silicon Valley Bank's explosion

The tech ecosystem has been tossed into turmoil as , one of the nation’s largest banks for startups, collapsed Friday following a run on deposits. Now, with the bank’s assets frozen and under the control of the Federal Deposit Insurance Corporation, SVB’s customers, employees, and investors are grappling with a…

Fortune · Mar 11, 2023

Silicon Valley Bank biggest US lender to fail since 2008 financial crisis – a finance expert explains the impact

Silicon Valley Bank, which catered to the tech industry for three decades, collapsed on March 10, 2023, after the Santa Clara, California-based lender suffered from an old-fashioned bank run. State regulators seized the bank and made the Federal Deposit Insurance Corporation its receiver.

The Conversation · Mar 11, 2023