
Planning for long-term care is stressful enough, but widespread Medicaid myths make it even harder for families to make smart, timely decisions. Many seniors delay essential planning because they’ve been told something inaccurate by a neighbor, a relative, or even a well‑meaning professional. These misunderstandings can cost families tens of thousands of dollars, delay eligibility, or cause them to spend down assets unnecessarily. Clearing up these misconceptions now can protect your savings, your care options, and your peace of mind.