A defined-benefit pension is the unicorn of the retirement world—a promise of a steady, guaranteed income for life. For the millions of workers who still have them, they are the bedrock of their retirement plan. Most people believe the formula is simple: work for a company long enough, and the pension is yours. The reality, however, is far more complex. Your entire work history is subject to a complicated set of rules. A single, seemingly minor event from your past can have a massive impact. In some cases, certain work history errors that void pension claims can significantly reduce or even eliminate your benefit.
Here are nine details from your work history that could put your pension at risk.
