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Kiplinger
Kiplinger
Business
Sean Jackson

BIZARRE: A smart way to combat economic rollercoasters cd ladders - What They Never Told You

Bankrate US Federal Reserve
Piggy bank climbing ladder.

Things might be changing soon for savers. Kiplinger Investing for Income editor Jeffrey Kosnett recently said: "You might be wise to lock in Treasury-bill and CD ladders sooner rather than later."

The reason? Rates on CDs are still high, with many terms earning you over 4%. However, those rates might be coming down in the future if the Fed decides to cut interest rates.

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