Apple is overhauling the way Americans pay for its devices, unveiling a new leasing program that allows customers to get an iPhone for as little as $17.99 per month through a partnership with Swedish financial technology company Klarna.
The program, called Apple Upgrade, is launching in the United States and expands beyond smartphones to include iPads, Macs and Apple Watches. It replaces Apple's long-running iPhone Upgrade Program and marks a broader shift toward subscription-style access to hardware rather than outright ownership.