An investigator overseeing the disappearance of Melissa Caddick said her husband's reporting raised alarm bells and he could have assisted the fraudster in hiding.
The other dominant theory eastern suburbs crime manager Detective Inspector Gretchen Atkins was also told by the officer in charge was that Ms Caddick had self-harmed due to the pending investigation into her million-dollar fraud.
"(Detective Sergeant Michael Kyneur's) number one theory was she had voluntarily gone missing and was potentially being assisted by (Anthony) Koletti," she said.