
The average interest rate is 6.130% for a 30-year, fixed-rate mortgage in the United States, per mortgage technology and data company Optimal Blue.
Whether you're buying a house for the first time, upgrading or downgrading in home size, or refinancing an existing mortgage, it's smart to watch current mortgage rates so you can make your move when rates are low or going down. Here’s where rates are at for a few different types of fixed-rate mortgages.