John and Dorothy Laguna opened a Wells Fargo checking account in 2014.
Wells Fargo opened three more accounts in the Lagunas' name not long after — several of the millions of bogus accounts the bank opened without people's permission to meet sales quotas.
The Dana Point, California couple subsequently joined a massive class-action lawsuit against Wells, which in 2017 resulted in a $142-million settlement. The bank also paid billions of dollars in fines.
