At first glance, two paychecks seem like a financial advantage that should keep debt at bay. Dual-income households often enjoy more flexibility, higher credit limits, and better access to loans. Yet surprisingly, many couples find themselves deeper in debt than their single counterparts. The problem isn’t always the income—it’s how that income changes behavior. Let’s explore why dual-income couples fall into debt faster than singles and what you can do to avoid that trap.
