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UNCOVERED: First home buyers blowing their budgets | History Defined

Research suggests only 20 per cent of first home buyers spend within their budget. (AAP)

While owning a home remains beyond reach for millions of Australians, those who manage to crack the market may increasingly be getting in over their heads.

More than a third (37 per cent) end up exceeding their budget, according to Finder's latest First Home Buyer Report.

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