I own a flat in a cladded block which failed its fire safety inspection and is now unsellable. I bought it in 2017 with a £180,000 help-to-buy loan when I was single, but I now have a partner and four children.
With only two bedrooms it’s unsuitable for a family of six, but I am handcuffed to this place because those with a help-to-buy loan are not allowed to purchase a second property.