SoFi Technologies, Inc. (SOFI) provides various financial services, operating through three segments: Lending; Technology Platform; and Financial Services. The company’s revenue has grown at 50.8% and 24.6% CAGRs over the past three and five years, respectively.
However, the company’s trailing-12-month net income margin and ROCE of negative 14.68% and 5.46% are significantly lower than the respective industry averages of 25.80% and 11.08%. Moreover, analysts expect its EPS to remain negative in the current and next year.
