MyFICO: Specs
Monthly cost: $40
Yearly cost: No annual plan
Family plan: No
No. of bureau scores: 3
No. of bureaus monitored: 3
Frequency of credit reports: Monthly
Type of credit score: FICO
Credit-improvement simulator: Yes
Credit-lock/freeze button: No
Security software: No
Investment account monitoring: No
Max. ID-theft coverage: $1 million
Data Breach Alerts: No
Medical Records Monitoring: No
Payday loan monitoring: No
Sex Offender Alert: No
Title Change Alert: No
Two Factor Authentication (2FA): Yes
If your focus is on thorough credit monitoring, MyFICO is the place to go. It not only has credit score monitoring from all three major bureaus in the U.S. but also has the choice of several actual FICO scores used to rate loans and mortgages.
