As of January 1, 2026, several changes to Social Security took effect, impacting everything from credits and taxes to benefit checks and full retirement age (FRA) rules.
These changes don't only impact retirees — they impact current workers. Workers need to keep an eye on accumulating enough Social Security credits to get benefits, correct errors in their earnings record and understand how much of their wages will be subject to the 6.2% Social Security tax.
