
It's been a tough couple of years for stock investors. The market's been erratic since early 2022, caused in part by the Federal Reserve, which raised interest rates from near zero to above 5%. It was trying to tame an inflationary surge above 8%, something that retirees and older workers haven't seen in this century. It wasn't good.
At the same time, TV experts delivered near-daily forecasts that the economy and Wall Street together faced financial collapse. Unfortunately, while such punditry does a lot for TV ratings, it just scares many investors.