I have to confess that one of my small pleasures in retirement is treating myself to lunch while I’m out running errands or doing my afternoon activities. No table service, just a coffee shop or a fast casual place. I always bring a book and settle at a table to spend an hour or so reading without being distracted by chores I should be doing at home.
I usually spend $10 to $15 — not a lot, but enough to make me feel a little guilty about not having a sandwich at home.
