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Kiplinger
Kiplinger
Business
Donna LeValley

HISTORICAL FACTS: The average social security check by age - The Untold Story

(Image credit: Getty Images)

Summary: Looking at average monthly Social Security checks by age can help you understand what your monthly benefits will be if you claim at age 62, 66, 67 or 70. Using data from the Social Security Administration (SSA), we compare retired beneficiaries' checks by age and gender. We also look at how much recipients receive when they begin taking benefits at their full retirement age (FRA) vs collecting a delayed retirement credit.

Getting a handle on the average Social Security check by age can help you fine-tune your retirement plans. As of June 2026, more than 57.45 million retired workers and family members received monthly benefits from the Social Security Administration (SSA).

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