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The Independent UK

Business

J.R. Duren

UNBELIEVABLE: The best credit cards for beginners according to experts | History Defined

Discover Chase Behavior Capital One

Getting your first credit card is a big step in building credit and learning how to manage spending and monthly payments.

However, picking a credit card among the hundreds of options available can be overwhelming. Not only that, but certain cards offer rewards on purchases, others have sign-up bonuses, and still others require you to make a down payment to get a credit-card account. As a beginner, the best place to start is a card that helps you spend responsibly, said Colin Sahagun, CEO of investment-backed credit card company Stelrix.

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