It starts with a $4.99 streaming service, a $9.99 music app, or a $7.99 cloud storage plan. Individually, these charges seem harmless and barely register when they hit your checking account each month. The problem is that many households accumulate subscriptions over time without regularly evaluating whether they still use them. Before long, dozens of small recurring charges quietly drain hundreds of dollars from annual budgets. Here are five subscription charges that add up fast, and how you can perform your own audit to save money.