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The Independent UK
The Independent UK
Business
Camilla Foster

DARK SECRETS: What you need to know before you get a credit card | Rare Historical Photos

(Alamy/PA) - (Alamy/PA)

Securing your first credit card marks a significant financial milestone, offering both convenience and potential rewards. However, misuse risks accumulating debt, incurring fees, and causing lasting damage to your credit standing.

Consequently, a clear understanding of how credit cards function is crucial before applying.

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