When you book a trip abroad, you might be considering whether it's worth it to pay for travel insurance. On the surface, travel insurance may seem like an unnecessary cost, particularly when fares are refundable or you have a travel rewards card that already provides some protection. But there are situations when its mandatory, as well as times when it’s not required but is still worth paying for.
From cancelled flights due to severe weather, a surprise illness or lost luggage, it makes sense to have contingencies in place for things that could happen.
