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PayPal Holdings (PYPL) is regaining its stride after a challenging few years of post-pandemic normalization and fierce fintech competition. PayPal reported its third-quarter earnings on Oct. 28. Although PYPL stock is down 16.7% year-to-date, Q3 numbers reveal that PayPal’s transformation is working and could propel the stock to rebound.
As 2026 approaches, PayPal’s balance of profitability, innovation, and long-term growth potential makes the stock worthy of a second look.