THE TRUTH ABOUT: 77 - The Untold Story

6 Social Security Triggers That Reduce Benefits Without a Formal Notice

Most people expect Social Security to change only when they get an official letter, but the first clue is often smaller: a deposit that’s lower...

Saving Advice · Feb 4

7 Reasons Pharmacy Costs Are Higher for Seniors in Texas in 2026

For seniors in Texas, the trip to the pharmacy in 2026 has become longer, harder, and significantly more expensive. While federal changes like the $2,100...

Saving Advice · Feb 4

6 Utility Charges Seniors in Florida Say Appeared Without Warning

For Florida retirees, the air conditioning bill is often the second-largest expense after housing. In 2026, that bill became a source of confusion and frustration....

Saving Advice · Feb 4

Dave Says: They Represent Security to Her

They Represent Security to Her Dear Dave, My wife and I have paid off all of our credit card debt, but she doesn’t want to...

Saving Advice · Feb 4

Scott Adams (Creator of Dilbert), Like Most Successful People, Had a Process He Used to Automate Success

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

Saving Advice · Feb 4

The “Fake” $2,000 IRS Payment: Why Viral Social Media Claims of a “February Stimulus” Are Misleading Seniors

If you scroll through Facebook or watch YouTube finance channels, you have almost certainly seen the headline: “New $2,000 Direct Deposit Approved for Seniors in...

Saving Advice · Feb 4

Letting Go

Letting Go Written by Barbara Huson Here’s a foolproof strategy for getting unstuck. You must let go of where you are to get to where you...

Saving Advice · Feb 4

7 Ways Bank Accounts Are Being Frozen for Seniors in 2026

Imagine standing at the pharmacy counter to pick up a prescription, only to have your debit card declined. You check your balance—the money is there—but...

Saving Advice · Feb 4

9 Reasons More Than Half of Americans Are Terrified of Their Emergency Savings

Emergency funds sound comforting in theory, but they can feel scary in real life. Many people look at their emergency savings and see a number...

Saving Advice · Feb 3

6 Shared Expense Arrangements That Rarely Stay Fair

Splitting costs with someone else sounds simple until real life starts shifting under your feet. One person gets a raise, another loses hours, someone starts...

Saving Advice · Feb 3