UNBELIEVABLE: 6 - The Untold Story

FTC Raises National Do Not Call Registry Access Fees for Telemarketers Starting October 1

Businesses that make telemarketing calls will soon pay slightly more to access the federal database designed to protect consumers from unwanted sales calls. The Federal Trade Commission announced new fiscal year 2027 fees for accessing the National Do Not Call Registry, with the changes taking effect October 1, 2026. The…

The Free Financial Advisor · Aug 27

Florida Health System Agrees to $541.5 Million Settlement Over Medicare Advantage Diagnosis Codes

A Florida healthcare provider has agreed to a massive $541.5 million settlement with the federal government over allegations that unsupported diagnosis codes helped drive up Medicare Advantage payments.

The Free Financial Advisor · Aug 27

At 55, Should You Still Be Investing Like You’re 35?

At 55, should you still be investing like you’re 35? Maybe. The better answer depends less on the number candles on the birthday cake and more on when the money needs to do its job. Someone planning to work until 70 has a very different investment timeline from someone hoping…

The Free Financial Advisor · Aug 27

Two Couples Have $1 Million Saved. Only One Can Comfortably Retire. Here’s Why.

Two couples each have $1 million tucked away for retirement, yet only one may feel comfortable handing in the keys to the office. That sounds strange at first because a million dollars still looks like a very large pile of money, especially when the goal involves leaving work rather than…

The Free Financial Advisor · Aug 26

Would You Rather Have $1 Million in a 401(k) or $800,000 in a Brokerage Account?

A $1 million 401(k) sounds like the obvious winner against an $800,000 brokerage account. After all, $200,000 is a pretty serious gap, and nobody needs a financial calculator to recognize that bigger usually beats smaller. But retirement money comes with a catch that makes this matchup far more interesting: the…

The Free Financial Advisor · Aug 26

$50,000 Sitting in Savings? Here’s What That Money May Be Costing You

A $50,000 savings balance looks fantastic on a bank statement, and in many ways, it represents something worth celebrating: financial breathing room, an emergency cushion, and the ability to handle an unpleasant surprise without reaching for a credit card. But there is another side to that shiny number. If the…

The Free Financial Advisor · Aug 25

The Investment You’ve Owned for 20 Years Is Up 800%. Is That a Reason to Keep It — or Sell It?

An investment that has climbed 800% over two decades can feel like the financial equivalent of finding an old jacket and discovering cash in the pocket. The temptation to keep holding makes sense because the investment clearly did something right, but a spectacular gain can also create a new problem:…

The Free Financial Advisor · Aug 25

U.S. Mint Opens Orders for $60 Freedom 250 Race Medal With 15,000-Medal Limit

Collectors and racing fans have a limited opportunity to order a new U.S. Mint medal commemorating the Freedom 250 Grand Prix and America’s 250th anniversary.

The Free Financial Advisor · Aug 25

What Would Break Your Retirement Plan First?

A retirement plan rarely collapses because someone buys one too many cups of coffee. The bigger threats usually arrive quietly: a market downturn early in retirement, an unexpected health expense, inflation that refuses to behave, or a spending habit that looks harmless until it gets multiplied across decades. The uncomfortable…

The Free Financial Advisor · Aug 25

IRS Keeps Interest Rate at 7% for Taxpayers Who Owe Money in Late 2026

Taxpayers carrying an unpaid federal tax balance will continue facing a 7% annual interest rate through the end of 2026.

The Free Financial Advisor · Aug 24