Get all your news in one place.

100's of premium titles.
One app.

Get all your news in one place.

100's of premium titles. One news app.

FOUND: 5 - You Need To See This

FDIC Changes Reciprocal Deposit Rules for Banks Under New Housing Law

Banks participating in reciprocal deposit networks have new federal rules to follow after the Federal Deposit Insurance Corporation implemented changes Congress made to how certain deposits are treated under banking regulations. The FDIC’s interim final rule took effect September 1 and implements Section 902 of the 21st Century ROAD to…

The Free Financial Advisor · Sep 2

The Best Financial Decision May Be the One That Makes Your Net Worth Go Down

Net worth gets treated like the scoreboard of personal finance, but sometimes the smartest financial move makes that number smaller. Paying for a major home repair, replacing an unreliable car with cash, or using savings to eliminate expensive debt can leave someone with fewer dollars in the bank even while…

The Free Financial Advisor · Sep 1

Treasury Yields Are Rising. Why Should Someone Who Doesn’t Own a Treasury Care?

Treasury yields have become one of those financial phrases that can make a normal day sound like a graduate seminar. Yet the movement matters even if a Treasury bond has never appeared on your list, because Treasury yields help set borrowing costs across the economy. When yields rise, mortgages, business…

The Free Financial Advisor · Sep 1

From analysis to the latest developments in health,
read the most diverse news in one place.

IRS Proposes New Investment Rules for Trump Accounts: What Parents Need to Know

The IRS has proposed new rules governing how money in Trump Accounts for children can be invested, including strict limits on fund fees, leverage and the types of stock indexes the investments can track.

The Free Financial Advisor · Sep 1

At What Point Does an Emergency Become Worth Going Into Debt For?

An emergency can become worth going into debt for when refusing to borrow would cause greater financial or personal damage than the debt itself. That might mean paying for an urgent medical need, keeping a car running when it supports a paycheck, or preventing a serious housing problem from becoming…

The Free Financial Advisor · Sep 1

Walmart Agrees to Pay $50 Million Over Allegations Its Pharmacies Filled Invalid Opioid Prescriptions

Walmart has agreed to pay $50 million to resolve federal allegations that its pharmacies illegally filled thousands of invalid prescriptions for opioids and other controlled substances, ending a major federal case that dates back nearly six years.

The Free Financial Advisor · Aug 31

IRS Is Shutting Down the FIRE Filing System Nov. 19 — What Businesses Need to Do Before 2027

The IRS is warning businesses, tax professionals and other information-return filers that its long-running FIRE electronic filing system is approaching its final shutdown, with the last opportunity to submit information returns through the platform coming in November 2026.

The Free Financial Advisor · Aug 31

Read news from The Economist, FT, and more,
with one subscription

What Would You Change About Your Financial Plan If You Knew You’d Live to 100?

A retirement plan built for a long life looks very different from one built around a short retirement. If someone knew with absolute certainty that they would reach 100, suddenly every early-retirement splurge, oversized house, aggressive withdrawal, and “deal with it later” financial decision would deserve another look.

The Free Financial Advisor · Aug 31

You Retire With $1 Million on the Day the Market Drops 20%. Now What?

Retiring with $1 million sounds like a milestone worth celebrating. Retiring with $1 million on the exact day the stock market drops 20% sounds more like the universe has a strange sense of humor.

The Free Financial Advisor · Aug 31

Should You Pay Off a 0% Credit Card Before the Promotional Rate Ends?

A 0% credit card can feel like a rare financial freebie, but the deal comes with a ticking clock. If a balance remains when the promotional period ends, the regular APR generally kicks in on the remaining balance, which can turn a comfortable payment plan into a much more expensive…

The Free Financial Advisor · Aug 31

You Can Afford the Car Payment. Can You Afford the Car?

A car payment can fit neatly into a monthly budget while the car itself quietly eats that budget alive. The payment only covers the money borrowed to buy the vehicle, not the insurance, fuel, maintenance, repairs, registration, tires, parking, or depreciation that come along for the ride.

The Free Financial Advisor · Aug 31

You Own 12 Different Funds. Are You Actually Diversified?

You own 12 different funds, so your portfolio must be diversified, right? Not necessarily. Twelve fund names can create an impressive-looking list while many of those funds quietly own the same companies, sectors, or even the same underlying investments.

The Free Financial Advisor · Aug 30

Your Credit Card Has a $30,000 Limit. How Much Should You Actually Be Willing to Spend?

A $30,000 credit card limit can look like a financial green light. The number sits there on the account, practically waving from the screen, and it is easy to confuse “available credit” with “money available to spend.”

The Free Financial Advisor · Aug 30

Would You Rather Retire With a Pension or $1 Million in Investments?

Would you rather retire with a pension that sends money to the bank every month or a $1 million investment portfolio sitting in an account with your name on it? The question sounds like a simple showdown between guaranteed income and a giant pile of money, but retirement rarely behaves…

The Free Financial Advisor · Aug 29

Get all your
news in one place.

100's of premium titles.
One news app.

The Free Financial Advisor · Aug 29

You Have $2 Million Saved. What Could Still Derail Your Retirement?

Having $2 million tucked away for retirement sounds like the financial equivalent of reaching the top of the mountain. It is a huge accomplishment, but it does not automatically guarantee a worry-free retirement, because the way that money gets spent, invested, taxed, and protected matters just as much as the…

The Free Financial Advisor · Aug 29

At What Net Worth Does Long-Term Care Insurance Stop Making Sense?

At what net worth does long-term care insurance stop making sense? There is no magic number where an insurance policy suddenly becomes a bad idea, but a growing portfolio can change the math dramatically. Someone with modest retirement savings may need insurance to prevent a prolonged care need from wrecking…

The Free Financial Advisor · Aug 28

What Happens When One Spouse Is a Saver and the Other Is Ready to Enjoy the Money?

When one spouse wants to save every extra dollar while the other thinks money exists partly to be enjoyed, the household budget can start feeling like a tug-of-war. One person sees a growing savings balance and feels calm, while the other sees that same balance and wonders why the money…

The Free Financial Advisor · Aug 28

FTC Finalizes $930,000 Settlement Over ‘Active Listening’ AI Ad Service That Allegedly Didn’t Work as Advertised

The Federal Trade Commission has finalized orders requiring Cox Media Group and two marketing firms to pay a combined $930,000 to settle allegations that they misled customers about an AI-powered advertising service promoted as being able to target consumers based on conversations picked up by smart devices.

Get all your
news in one place.

100's of premium titles.
One news app.

The Free Financial Advisor · Aug 28

You Have $2 Million Saved. What Could Still Derail Your Retirement?

Having $2 million saved for retirement sounds like the financial equivalent of crossing the finish line with plenty of room to spare. But a big portfolio does not automatically create a comfortable retirement, because the real question involves how much money leaves the account, how quickly it leaves, and how…

The Free Financial Advisor · Aug 28

Should You Pay $25,000 in Taxes Today to Avoid a Bigger Tax Bill in Retirement?

Paying $25,000 in taxes today to potentially save more money on taxes decades from now sounds a little like volunteering to get punched before the fight even starts. Yet that strategy can make sense for some retirement savers, especially when it involves converting money from a traditional IRA to a…

The Free Financial Advisor · Aug 27

FTC Raises National Do Not Call Registry Access Fees for Telemarketers Starting October 1

Businesses that make telemarketing calls will soon pay slightly more to access the federal database designed to protect consumers from unwanted sales calls. The Federal Trade Commission announced new fiscal year 2027 fees for accessing the National Do Not Call Registry, with the changes taking effect October 1, 2026. The…

The Free Financial Advisor · Aug 27

Florida Health System Agrees to $541.5 Million Settlement Over Medicare Advantage Diagnosis Codes

A Florida healthcare provider has agreed to a massive $541.5 million settlement with the federal government over allegations that unsupported diagnosis codes helped drive up Medicare Advantage payments.

The Free Financial Advisor · Aug 27

At 55, Should You Still Be Investing Like You’re 35?

At 55, should you still be investing like you’re 35? Maybe. The better answer depends less on the number candles on the birthday cake and more on when the money needs to do its job. Someone planning to work until 70 has a very different investment timeline from someone hoping…

The Free Financial Advisor · Aug 27

At What Point Does Saving More for Retirement Stop Improving Your Life?

Saving more for retirement usually sounds like one of those financial rules that nobody should question. More money in the account can mean more flexibility later, but pushing every spare dollar toward retirement can also leave the present feeling strangely underfunded. The real question is not whether saving more helps,…

The Free Financial Advisor · Aug 27

Your Advisor Recommends an Annuity. Ask These Questions Before You Say Yes.

An annuity seems wonderfully simple when someone describes it as a way to create dependable retirement income. But then the paperwork arrives, and suddenly that simple idea comes with surrender charges, riders, caps, investment options, guarantees, and enough fine print to make your head spin. Before signing anything, ask a…

1 … 4 5 6 7

Organisations

the Justice Department

The Federal Trade Commission

From analysis to the latest developments in health,
read the most diverse news in one place.

Topics

Read news from The Economist, FT, and more,
with one subscription

Places

Fourteen days free

Download the app

One app. One membership.
100+ trusted global sources.