REVEALED: Business personal finance | Vintage Vibes

Here’s how much the average person has in their IRA. How do you compare?

For both types of IRA, average balances vary widely by age group but specific trends do show up

The Independent UK · 1h ago

6 Financial Decisions That Can Trigger Unexpected Taxes After Retirement

Retirement doesn’t mean the IRS stops keeping score. In fact, some perfectly reasonable financial decisions can create tax bills that catch retirees completely off guard. A large withdrawal for a home renovation, a profitable investment sale, or even a supposedly tax-free investment can change the tax picture. These decisions often…

The Free Financial Advisor · 5h ago

When a Partner Controls the Money: How to Recognise It

There is a version of financial control that looks, from the outside, like a couple who has simply divided responsibilities. One person handles the money. The other handles something else. The arrangement feels practical, even considerate, until the person who does not handle the money realises they cannot buy a…

MyLifeXP · 7h ago

A third of adults put off financial decisions for a year. Here’s the staggering cost it could have

Taking time to consider actions is a good approach with money, but analysis paralysis is a real issue which can harm your future wealth

The Independent UK · Nov 11

How Military Retirement Pay and Civilian Retirement Savings Can Work Together

Military retirement can give someone a financial head start that many civilian workers spend decades trying to build. A monthly pension offers dependable income, while a Thrift Savings Plan (TSP), civilian 401(k), or IRA can provide another source of retirement money. Put them together, and retirement planning gets considerably more…

The Free Financial Advisor · Nov 11

How To Build A Retirement Account After Military Service

Leaving the military can change your paycheck, your benefits, and your entire financial routine. Your retirement savings shouldn’t have to start over just because your uniform goes into the closet. For former service members, the biggest retirement challenge often isn’t choosing investments. It’s figuring out what happens to the money…

The Free Financial Advisor · Nov 11

After 47 years of marriage, Missouri woman fights over late husband's $505,000 IRA; court creates medical trust

Mary Alice and Ray Bergfeld created a joint trust of almost $895,000, with the intention that Ray's IRA would support her healthcare costs. After Ray's unexpected passing, Mary Alice found out she was not the designated IRA beneficiary. A court decision revealed that Ray's negligent misrepresentation warranted the establishment of…

The Times of India · Nov 11

Social Security tax by state in 2026: Which 8 states tax retirement benefits, where can retirees keep more of their benefits, and how much could you owe the IRS?

Social Security benefits are not tax-free for every retiree in 2026. Just over half of beneficiaries are expected to pay federal income tax on their benefits, according to the Congressional Budget Office. Eight states also tax Social Security payments, although income-based exemptions offer relief. Federal tax thresholds, retirement withdrawals and…

The Economic Times · Nov 10

6 Investment Risks That Become More Important Near Retirement

Retirement can turn a perfectly respectable investment portfolio into a much more complicated financial puzzle. The money that once had decades to recover from a market slump may soon need to pay the electric bill, cover groceries, and fund an occasional vacation.

The Free Financial Advisor · Nov 10

We Calculated How Much $200 a Month in Family Support Adds Up to Over 10 Years

Two hundred dollars doesn’t always seem like a major financial commitment. It might cover a parent’s prescriptions, help an adult child with groceries, or contribute...

Saving Advice · Nov 10