UNBELIEVABLE: 2 - The Untold Story

Why Some Couples Regret Combining Every Financial Account

Sharing a life does not require sharing every dollar in exactly the same way. Yet some couples combine their checking accounts, savings, credit cards, and investments soon after marriage, convinced that complete financial transparency will prevent money problems.

The Free Financial Advisor · Nov 9

7 Workplace Benefits Employees Forget to Use Before December 31

Your employer may be offering hundreds or even thousands of dollars in benefits that you’ve already earned or are eligible to receive.

Everybody Loves Your Money · Nov 9

We Calculated What a Five-Year Career Break Could Cost in Retirement Savings

Five years away from work can feel temporary when you’re raising children, caring for an aging parent, or managing a family emergency.

Budget and the Bees · Nov 9

Social Security benefits at risk in 2032: Will 35 new Senators prevent a 22% cut?

Social Security benefit cuts 2032: Social Security faces a potential 22% benefit cut in 2032 as its retirement trust fund is projected to run out of reserves. Thirty-five newly elected senators will have to confront the funding challenge, with proposals ranging from raising payroll tax limits on high earners to…

The Economic Times · Nov 8

5 Tips For First-Time Investors

The first time someone buys a stock, something funny often happens. They start checking their investment account as if the numbers might change because they looked away. A small gain feels terrific. A small loss suddenly makes the entire stock market look suspicious.

The Free Financial Advisor · Nov 8

Your Retirement Date Is Six Months Away — 7 Financial Moves to Review

Retirement is six months away, and suddenly that regular paycheck has an expiration date. The mortgage payment, grocery bill, car insurance, and electricity bill haven’t received the memo.

The Free Financial Advisor · Nov 7

Your Employer Offers a 457(b) Plan — How Is It Different From a 401(k)?

A retirement account can look perfectly ordinary until someone tries to take money out. That’s where a 457(b) plan can surprise employees who already know their way around a 401(k). Both plans help workers save for retirement through payroll deductions. Both offer tax advantages, and both can build a substantial…

The Free Financial Advisor · Nov 7

Your Adult Child Wants to Be Added to Your Credit Card — 5 Risks to Understand

Quick Read Adding an adult child as an authorized user can help them establish credit, but the primary cardholder generally remains responsible for purchases and...

Saving Advice · Nov 7

5 Signs Your Lifestyle Has Grown Faster Than Your Income

A bigger paycheck should make life easier. Yet sometimes a higher salary brings a nicer apartment, better restaurants, another streaming subscription, and somehow less money left over. Nothing looks particularly extravagant, but the bank balance tells a different story.

The Free Financial Advisor · Nov 7

What a 3% Inflation Rate Could Do to $100,000 Over 20 Years

A $100,000 savings balance can look reassuring for years. The number stays right there on the bank statement, looking respectable and untouched. Unfortunately, the things that money buys have other plans.

The Free Financial Advisor · Nov 7