UNBELIEVABLE: 13 - The Untold Story

More than three million UK pension pots are ‘lost’. Here’s how to find yours

About 2.5 million lost pots are thought to be held by people aged under 55, according to new research

The Independent UK · Oct 11

Auto-enrolment scheme could help fund social care, says former pensions minister

A similar approach to workplace pension saving could be used to help solve the ‘thorny problem’ of social care funding, Sir Steve Webb said.

Evening Standard · Oct 11

If You Had to Cut Your Spending 30% Tomorrow, What Would Go First?

A 30% spending cut sounds simple until the bills arrive and nearly every dollar already has a job. Groceries, housing, insurance, transportation, utilities, and debt payments leave little room for dramatic savings without disrupting daily life. Yet a sudden reduction doesn’t require a household to cancel everything enjoyable or survive…

The Free Financial Advisor · Oct 11

Would You Rather Retire at 50 With $1 Million or 65 With $3 Million?

Retiring at 50 with $1 million sounds like winning the financial lottery. Retiring at 65 with $3 million sounds like winning it three times.

The Free Financial Advisor · Oct 10

You Finally Have Enough Money — So Why Are You Still Afraid to Spend It?

Having enough money can create a strange problem: spending it may still feel wrong.

The Free Financial Advisor · Oct 10

Two Retirees Spend $5,000 a Month — One Needs $1 Million More Than the Other. Here’s Why

Two retirees can each spend $5,000 a month and still face dramatically different savings targets. The difference may have little to do with their lifestyles and everything to do with how much dependable income arrives before either one touches an investment account.

The Free Financial Advisor · Oct 10

BOGO Grocery Traps: 6 Ways Stores Get You to Spend More Than Planned

Buy-one-get-one promotions are some of the most tempting deals in a grocery store. Seeing “Buy One, Get One Free” or “Buy One, Get One half Off” can make a purchase feel like an automatic savings opportunity. However, these promotions only save money when the products are actually useful, reasonably priced,…

Grocery Coupon Guide · Oct 10

Explained: How mutual fund SIPs harness the power of compounding to build wealth

Compounding can help mutual fund investors build long-term wealth by generating returns on accumulated gains. Through regular SIP investments, even small contributions can grow significantly over time. An example of a Rs 10,000 monthly SIP over 20 years shows how starting early, staying consistent and remaining invested can boost wealth…

The Economic Times · Oct 10

A paid Rs 1,64,900 upfront for iPhone 18 Pro, B chose credit card EMI, C picked no-cost EMI in festive sales – Who saved most after discounts?

The biggest misconception about no-cost EMI is that the bank doesn't charge any interest. In a no-cost EMI, the seller readjusts the interest amount so that the sum of all the EMIs adds up to the price you would pay upfront. However, interest still exists, and interest attracts GST. So,…

The Economic Times · Oct 10

How you can use FD laddering for Rs 10 lakh investment after RBI raises repo rate

The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD laddering strategy for various tenures, allowing them to reinvest at higher rates as shorter deposits mature. Moreover, diversifying across different banks can boost insurance coverage. It's essential for…

The Economic Times · Oct 10