HISTORICAL FACTS: 34 - The Untold Story

7 Wrap Fee Questions Investors Should Ask Before Hiring an Advisor

Hiring a financial advisor often feels like a huge step toward financial confidence, but the fee structure deserves just as much attention as the investment strategy. Wrap fees sound wonderfully simple because they bundle several services into one annual charge, yet that convenience can hide important details that affect long-term…

The Free Financial Advisor · Jul 8

Your Savings Account Pays 0.38%. Here’s How to Earn 10x on the Same Cash

A savings account paying 0.38% can feel like your money sits on a treadmill, moving but barely getting anywhere. Thankfully, many savers have options to put the same cash to work without jumping straight into risky investments.

Clever Dude · Jul 8

The £10,000 question: When should cash savings become investments?

Cash is important to have for emergencies - but at a certain point investing is the better route to wealth-building

The Independent UK · Jul 8

Your Employer May Match Student Loan Payments in 2026—But Only Up to the 401(k) Deferral Limit

Under SECURE 2.0, employers can choose to treat qualified student loan payments as though they were 401(k) contributions when calculating matching retirement contributions. However, the amount of loan payments eligible for matching generally cannot exceed the annual elective deferral limit, which rises to $24,500 in 2026. That makes it important…

The Free Financial Advisor · Jul 7

7 OregonSaves Rules Every New Oregon Employer Should Know Before the July 31 Deadline

OregonSaves became the nation’s first state-facilitated retirement savings program in 2017 and now has more than 120,000 participating workers and billions of dollars in retirement assets under management, giving employees without workplace retirement plans an easy way to save through payroll deductions. For many new Oregon employers, July 31 marks…

The Free Financial Advisor · Jul 7

Forget Retirement at 65. Why More People Are Taking 'Micro-Retirements' in Their 30s and 40s

Micro-retirement, a growing trend popularised on TikTok, allows individuals to take extended breaks from work before traditional retirement. While appealing, it raises questions about affordability and long-term career impacts.

International Business Times UK · Jul 7

8 billion baht in Savings Plus bonds to be issued

The Public Debt Management Office (PDMO) plans to issue "Om Plus" (Savings Plus) government bonds worth 8 billion baht during the current fiscal year to encourage Thais to save consistently.

Bangkok Post · Jul 7

Best savings accounts for your money in July which can earn you up to 5% interest

Make sure your cash is earning interest above the rate of inflation to avoid losing spending power

The Independent UK · Jul 7

EPS pension: Check how much monthly pension you can get after 10–25 years of service under EPS 2026

The Employees' Pension Scheme 2026 has been introduced, replacing older pension plans. This new scheme maintains the existing pension calculation formula for subscribers. Pensionable salary is determined by the average of the last sixty months' earnings. Employees receive a minimum monthly pension of one thousand rupees. Service years are enhanced…

The Economic Times · Jul 7

Millions Could Qualify for TrumpIRA—But There’s a Catch if Your State Has an Auto-IRA

The Saver’s Match law passed in 2022, and an executive order creating the TrumpIRA will offer combined retirement savings for up to 26 million low-income...

Saving Advice · Jul 6