YOU WONT BELIEVE: 6 - What They Never Told You

7 Retirement Decisions That Are Much Harder to Undo After Age 65

Retirement comes with plenty of decisions that sound perfectly reasonable until the paperwork arrives, the tax bill shows up, or changing your mind turns into an expensive project. After 65, certain choices can affect your income, health coverage, and financial flexibility for years.

The Free Financial Advisor · Oct 29

Social Security Administration Formally Announces 3.6% Cost-of-Living Benefit Increase for 2027

The SSA has confirmed a 3.6% Social Security COLA for 2027, raising average retired-worker payments by about $76 a month while higher living costs may limit its impact.

International Business Times UK · Oct 29

Household energy debt write-off scheme planned for early next year

The Debt Relief Scheme will provide targeted support to households to clear debt and arrears built up during the energy crisis between 2022 and 2024.

The Independent UK · Oct 29

Your Retirement Income Looks Modest — So Why Is Medicare Charging You More?

Retirement income can shrink, but Medicare has a way of looking backward before it adjusts your bill. A house sale, a large retirement account withdrawal, or a tax return from a better-paying year could push your Medicare premiums higher, even if your current budget looks decidedly less impressive.

The Free Financial Advisor · Oct 28

5 Things in Your Home That Could Be Quietly Driving Up Your Electric Bill

Some household expenses announce themselves loudly. Your electric bill prefers a more subtle approach. It arrives with a higher total, while the refrigerator keeps humming, the thermostat holds its ground, and nobody remembers doing anything differently.

Clever Dude · Oct 28

6 Assets That Can Pass Outside a Will — and Why That Can Surprise Families

A family can spend weeks discussing who should inherit the house, only to discover that the will doesn’t control who gets it. The same surprise can involve a retirement account, a life insurance payout, or money sitting in an ordinary bank account.

The Free Financial Advisor · Oct 28

The 401(k) Mistake Workers Over 50 Could Make Under the New Roth Catch-Up Rules

A bigger retirement contribution can come with an unexpected side effect: a smaller paycheck today. Starting in 2026, certain workers over 50 must make their extra 401(k) catch-up contributions as Roth contributions, which means they generally pay income tax on that money now rather than later.

The Free Financial Advisor · Oct 28

7 Workplace Benefits Employees Forget to Use Before the Year Ends

Your employer might owe you money without actually owing you money. Confusing? Welcome to workplace benefits, where free money, discounted services, and useful perks can hide behind a login screen nobody has visited since open enrollment.

The Free Financial Advisor · Oct 28

The Expensive Mistake Women Make When They Let Their Spouse Handle All the Money

Letting your spouse handle the household finances might seem like a practical arrangement, especially when one person enjoys managing money more than the other. But financial dependence in marriage can become an expensive mistake when you don’t know where your money is going or how your family’s assets are managed.

Budget and the Bees · Oct 28

Martin Lewis reacts as John Healey announces new State Pension tax allowance

Chancellor John Healey announced a new pension tax allowance so pensioners will not pay Income Tax during this Parliament

The National (Scotland) · Oct 28