‘I don’t think I’ll ever retire’: the workers struggling to save for old age Almost half of working-age adults in the UK do not save into a pension. Four readers explain why they fear for the future The Guardian - UK · Jul 17
Government bonds worth B4bn on sale Government retail bonds dubbed "Aom Plus" (Savings Plus) worth 4 billion baht go on sale at the end of this month, designed to encourage more working-age people to save. Bangkok Post · Jul 16
Are Your Retirement Savings Enough? 46% of Americans Aren't So Sure, BlackRock Finds BlackRock found 46% of US voters lack confidence in retirement savings, while one-third have no personal retirement funds. International Business Times UK · Jul 16
US workers say they need $1.2 million to retire comfortably today. Half believe they’ll fall short ‘Rising costs are forcing tough tradeoffs, and saving for retirement is often the first thing that gets deprioritized’ The Independent UK · Jul 16
The Best Ways to Invest Your Super Catch-Up Contributions Folks nearing retirement can turbocharge their savings with super catch-up contributions, but how you invest that extra cash depends on several factors. Kiplinger · Jul 16
Market Volatility Tests More Than Just Portfolios — It Tests Soon-to-Be Retirees' Nerves: Are You Passing? Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course. Kiplinger · Jul 16
Should I use a Lifetime ISA to save for a home - or wait for the new FTB ISA? Both options will let first-time buyers save in cash or through investing, but there’s a key difference in the government top-up The Independent UK · Jul 16
Americans Say They Need $1.2 Million to Retire Comfortably. Most Don't Think They'll Ever Get There Americans believe they need about $1.2 million to retire comfortably, but a growing number doubt they will ever reach that goal. International Business Times · Jul 16
When Is a Roth Conversion a Bad Idea? 6 Situations Retirees Should Consider Carefully A Roth conversion is a powerful tax-saving tool, but there are several situations where taking that leap might actually cost you more in the long run. Kiplinger · Jul 15
Rising house prices leave first-time buyers chasing moving target How the ‘moving finish line’ keeps property ownership out of reach The Independent UK · Jul 15
A 'Mega Backdoor Roth' Can Save Thousands More for Retirement This Roth retirement savings strategy allows high earners to sock away up to $72,000 a year — if their workplace plan permits it. Kiplinger · Jul 15
The Inheritance Your Kids Need More Than Money — and 5 Ways to Pass It On Wisdom can be a far greater gift than money. After all, what good is an inheritance if children don't know the values behind it or have the skills to handle it? Kiplinger · Jul 14
Newly retired? These should be your next steps If there’s one group likely to be experiencing the most consternation over inflation and economic uncertainty, it’s those who have just retired or are about to The Independent UK · Jul 14
How to Trick Your Way onto the Property Ladder review – living in a grave plot? We really are screwed Oobah Butler pulls some fun stunts in this takedown of the housing crisis, such as hypnotising estate agents and renting prison cells. But his trip to a graveyard is brutally symbolic The Guardian - UK · Jul 13
The Independent UK · Jul 13 Is a limited withdrawals savings account right for me? New launch offers savers 4.28% Thisbank’s new offering is a trade-off between easy access and fixed-term bond accounts
Kiplinger · Jul 13 7 Signs You Are Financially Ready to Retire Even if You Don't Feel Ready Retirement readiness is more about data than feelings. Focus on the hard numbers — your savings, income and debt — to determine whether you're truly prepared.
Kiplinger · Jul 13 Should You Pay Off Your Mortgage Before You Retire? A Financial Planner Gets Real Your decision will depend on several factors, such as your interest rate, the tax impact, your available deductions and your cash flow situation.
Kiplinger · Jul 13 Yay! You've Been Awarded Stock! Boo, the Tax Hit Is Massive: How to Avoid the Mistakes High Earners Make Before They Even Realize It Don't wait until filing season to plan a tax strategy for your company stock. On top of the usual taxes, you could face extra liabilities, penalties and risks.
Bangkok Post · Jul 13 Guru's daily horoscope for July 13 The day of the week you were born on can reveal a lot... Read on.
Kiplinger · Jul 12 5 Costly Mistakes That Can Trigger Medicare Surcharges — And How to Avoid Paying Thousands More Than You Should Your income will determine how much you pay, but here are some smart strategies that can help you lower your premiums.
Kiplinger · Jul 12 Your Final 10 Years Before Retirement: Why Your Current Strategy Might Be Your Biggest Risk As retirement approaches, you need to shift focus from simply saving money to creating a plan for reliable retirement income while also protecting your wealth.
Kiplinger · Jul 11 Moving to Florida or Texas for Retirement? 3 Questions to Ask First Relocating to a tax-free state like Florida or Texas seems like a good idea, but unexpected expenses add up fast. Here is how to ensure your retirement move doesn't break the bank.
Kiplinger · Jul 11 Are You Much Older Than Your Spouse? Sorry, But Your Social Security Decision Isn't About You The Social Security decision for the higher earner in an age-gap marriage is tricky, as claiming age can determine a widowed spouse's income for years.
Kiplinger · Jul 11 Will Your Death Double Your Spouse's Tax Bill? 4 Ways Couples Should Prepare for the Widow's Penalty The widow's penalty is when losing a spouse triggers a huge financial hit. It's an unfortunate twist of the tax system, but the good news is you can plan for it.
The Independent UK · Jul 10 Avoid these five states if you want your retirement savings to last Where a retiree lives has a significant impact on the size of the inheritance they leave to beneficiaries