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RARE PHOTOS: Afterpay | Rare Historical Photos

7 Reasons Why Many “Buy Now, Pay Later” Users Are Actually Paying With Debit Cards

Buy Now, Pay Later promised freedom from credit cards. Instead, it quietly turned debit cards into the engine behind the entire system. That twist surprises a lot of people. Many assume BNPL platforms revolve around credit lines and revolving balances. In reality, a large share of users connect debit cards…

The Free Financial Advisor

‘Buy now, pay later’ is everywhere this holiday season. Here’s how to avoid a debt hangover

Each holiday season brings a predictable surge in consumer spending, but the way shoppers finance that spending is changing rapidly. While credit cards once dominated online checkouts, the growing popularity of buy now, pay later (BNPL) arrangements is changing how households manage short-term expenses.

The Conversation

Is Gen Z the financial anxiety generation?

The answer is more nuanced than you think—and it's reshaping the entire financial services industry.

Fortune

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Buy Now Pay Later Can Torpedo Mortgage Chances

Buy Now, Pay Later (BNPL) services, such as Affirm Holdings Inc. (NASDAQ:AFRM), Klarna Group PLC (NYSE:KLAR), Afterpay and PayPal Holdings Inc. (NASDAQ:PYPL) Pay Later, have become a common way to split everyday purchases into short installments. However, mortgage experts say that seemingly small debts can create headaches during underwriting, especially…

Benzinga

Buy Now, Pay Later Is Dying: 10 Reasons We May Be at the End of BNPL

Just a few years ago, “Buy Now, Pay Later” (BNPL) apps like Afterpay, Klarna, and Affirm were everywhere—promising shoppers a way to split purchases into...

Saving Advice

Don't Make These 'Buy Now, Pay Later' Mistakes

Kiplinger

Is Your BNPL Plan Reporting to Credit—Or Hiding Problems?

Buy Now, Pay Later (BNPL) plans have exploded in popularity. Companies like Affirm, Klarna, and Afterpay let shoppers split purchases into smaller, interest-free payments. Retirees...

Saving Advice

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As Block Launches New Bitcoin Mining Tools, Is XYZ Stock a Buy, Sell, or Hold?

As Bitcoin consolidates, could Block’s tech-driven crypto ventures spark sustained growth, or is caution the smarter play?

Barchart

Charlie Kirk Slams Buy Now Pay Later As 'Predatory' — Podcaster Warns Gen Z Is 'Financing Their Coachella Tickets' Without Guardrails

Conservative political activist Charlie Kirk issued a sharp warning on the growing use of Buy Now Pay Later services among young Americans, calling the debt model “predatory” and structurally unhealthy.

Benzinga

Buy now, pay later loans will now affect US credit scores – what does that mean for consumers?

The change has some users of BNPL loans worried, but financial experts say the move could benefit borrowers

The Guardian - US

Huge Changes Are Coming To Buy Now, Pay Later Services: What You Need To Know

Under new rules, Buy Now, Pay Later services will be subject to the same regulations as credit cards in Australia.

Pedestrian.tv

Down 32% in 2025, is This Fintech Stock a Buy on the Dip Now?

The first-quarter earnings report suggested some struggles for this fintech company.

Barchart

No, Gen Z's not drowning in buy-now-pay-later debt—yet. But experts warn it could trap them in a vicious cycle of overspending and impulse splurging

Gen Z is using payment plans to flexibly finance their lavish spending habits, but experts warn it could “trap” some shoppers in a vicious cycle of overspending and impulse splurging.

Fortune

The new partnership between Affirm and Experian means the impulse-buying economy will be running headlong into America’s data-mining ecosystem

Buy-now-pay-later is a juggernaut that’s long been absent from consumers’ credit reports. A recent deal with Affirm means that’s no longer the case.

Fortune

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MarketBeat

Affirm Hits Profitability—Here’s What Investors Should Watch

Affirm Holdings is the leading buy now pay later (BNPL) provider and it finally turned a profit after posting another quarter of record revenues. This is next.

Barchart

Is Block Stock a Buy, Sell, or Hold Ahead of Ticker Change to XYZ?

Block will trade under the ticker XYZ starting on Jan. 21.

MarketBeat

2 Tech Stock Bargains Offering Buy the Dip Opportunities

Every earnings season has its share of sell-the-news reactions that punish good stocks despite reporting solid earnings reports. The market is known

International Business Times UK

How A $16 'Buy Now, Pay Later' Debt Blocked A Woman From Getting A Home Loan Despite $100k Savings

Lou, a final-year student working full-time in the tech sector, had to pay off her $16 outstanding BNPL debt and $38,000 in HECS student loans before securing a mortgage.

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Salon

Buy now, pay later a "ticking time bomb"

The buzz around companies like Klarna and Afterpay has waned but repeat users fuel massive growth

AAP

Australia's Silicon Valley wins over cashed-up firms

Big-name firms including Afterpay and Cash App are moving into a precinct designated as a hub for Australian technology innovation.

The Independent UK

Stores lure back-to-school shoppers with deals and 'buy now, pay later' plans

Mass market retailers in the U.S. are plying shoppers with offers for computers, clothes and other back-to-school essentials at affordable prices

The Guardian - AU

Gina Rinehart retains top spot on rich list as 200 wealthiest Australians see fortunes grow by 11%

Technology figures including Afterpay founders rise up AFR rich list rankings, reflecting ‘changing nature’ of Australian economy

The Conversation

If it looks like debt, let's treat it like debt – 'buy now, pay later' schemes need firmer regulation in NZ

There are few stores without an Afterpay logo displayed on the door, or that don’t offer Laybuy at their online checkout. And these schemes are particularly popular with younger consumers.

Newsroom.co.nz

Buy-now-pay-later closure hits unfunded medicines

Businesses relying on the popular but contentious payments model are finding their operations increasingly difficult to stack up, reports Andrew Bevin.

The Conversation

The rules for Afterpay, Zip and other 'buy now, pay later' providers are changing. What it means for you, and them

More than 6 million Australians have used the “buy now, pay later” lending services offered by Afterpay, Zip and more than a dozen other companies.

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