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EXPLAINED: Bnpl | Vintage Vibes

Expert tips on borrowing cash, from everyday spending to £20k loans

There are many options, from cards to buy now, pay later. We find out the best – and the effect on your credit score

The Guardian - UK

Reality bites as Gen X defers cost of living

As fuel costs soar, more consumers are choosing to buy now and pay later - and the biggest spenders may come as a surprise.

AAP

Licensed Fintech Companies to Watch in 2026

This selection features rapidly developing companies that are already using licenses as a growth tool and setting the direction for the entire industry.

International Business Times

From analysis to the latest developments in health,
read the most diverse news in one place.

Affirm: A Solid Footing or More Volatility Ahead?

Affirm stock is gaining attention as the buy-now-pay-later lender shows growth and improving profitability, but risks remain in credit quality and competition.

MarketBeat

7 Questions to Ask Before Using Buy Now, Pay Later

Buy Now, Pay Later has exploded across online shopping like wildfire. It promises instant gratification without the sting of immediate payment, making checkout feel like a cheat code for adulting. But the convenience comes with strings attached, and ignoring them can turn a fun shopping hack into a financial headache…

The Free Financial Advisor

7 Reasons Why Many “Buy Now, Pay Later” Users Are Actually Paying With Debit Cards

Buy Now, Pay Later promised freedom from credit cards. Instead, it quietly turned debit cards into the engine behind the entire system. That twist surprises a lot of people. Many assume BNPL platforms revolve around credit lines and revolving balances. In reality, a large share of users connect debit cards…

The Free Financial Advisor

Buy now, pay later: how to use it without getting into risky debt

BNPL can be a fee-free way to manage cashflow for an essential purchase but keep track of the payment schedule

The Guardian - UK

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3 of the Most Highly Anticipated IPOs of 2026

As OpenAI and SpaceX position to go public, the most anticipated IPOs of 2026 could end up belonging to Anthropic, Discord, and Plaid.

MarketBeat

Klarna Stock Is Deeply Oversold After Ugly Earnings Plunge. Should You Buy the Dip in KLAR Here?

Klarna stock crashes on muted Q4 earnings and disappointing future guidance. Here’s why KLAR shares aren’t worth buying on the post-earnings dip.

Barchart

FCA wants buy now, pay later sector to ‘thrive’ as firms prepare for regulation

The sector will come under the Financial Conduct Authority’s regulation from July 15 2026.

The Independent UK

8 Silent Money Traps That Can Empty Your Emergency Account in Months

Building an emergency fund takes years of discipline, but draining it can happen in a matter of months due to invisible leaks. In 2026, the...

Saving Advice

Americans Carry $1.23 Trillion in Credit Card Debt as 2026 Begins

Welcome to the new year—it already has a price tag.

The Free Financial Advisor

Affirm Earnings Beat Highlights Growth and Credit Concerns

Affirm beat earnings estimates as revenue jumped 48%, but rising loan loss provisions highlight growing BNPL credit risks for AFRM stock

MarketBeat

Six surprising reasons your mortgage application could be rejected - and expert tips for success

Little errors, accidental missteps, and harmful habits that can derail your property purchase

The Independent UK

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MarketBeat

Affirm Is Expanding Buy Now, Pay Later Services for Rent Payments

Buy now, pay later provider Affirm Holdings is about to start offering a limited pilot program that allows biweekly rent payments.

AAP

'Struggling in silence': Aussies' shame driving up debt

Nearly half the nation started the new year in debt, but research shows countless Australians are unwilling to discuss their finances, even with loved ones.

Thousandaire

8 Budget Red Flags That Turn “Saving Money” into Debt Without You Noticing

The hustle to stay financially afloat has birthed some pretty creative saving hacks. But here’s the reality: some of those genius ideas are actually high-key debt traps in disguise. It’s a classic case of being “penny wise and pound foolish,” where a small upfront win leads to a massive, unbudgeted…

GOBankingRates

What Would Happen if Americans Stopped Using Credit Cards? ChatGPT Reveals 5 Major Economic Shifts

According to the chatbot, ending credit card use would slash consumer spending, hurt banks, kill rewards, weaken credit scores, and boost BNPL adoption.

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The Conversation

Buy-now-pay-later rules in the UK will change in 2026, but will they offer protection or exclusion?

Buy-now-pay-later is an appealing proposition. You get what you want now, but you delay settling the bill until later, with no interest and no fees.

Kiplinger

Should You Use Buy Now, Pay Later Options to Finance Your Vacation?

Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?

Saving Advice

A New Shopping Trend Is Pushing Consumers Into More Debt

The modern retail landscape has shifted dramatically with the introduction of “Buy Now, Pay Later” (BNPL) services at almost every checkout. This ubiquitous shopping trend...

The Conversation

Buy now, panic later is the new holiday ritual – stopping it won’t be easy

The holiday season brings celebration and gift-giving, but it also ushers in something less festive: financial stress. In the UK, retailers now shape much of the spending calendar, with Black Friday one of the busiest shopping events of the year.

Evening Standard

Shoppers turning to alternative payments such as buy now pay later – BRC report

The Conversation

‘Buy now, pay later’ is everywhere this holiday season. Here’s how to avoid a debt hangover

Each holiday season brings a predictable surge in consumer spending, but the way shoppers finance that spending is changing rapidly. While credit cards once dominated online checkouts, the growing popularity of buy now, pay later (BNPL) arrangements is changing how households manage short-term expenses.

GOBankingRates

I Asked ChatGPT What Christmas Gifts To Avoid: Here’s What It Said

I used ChatGPT and asked for what gifts to skip because they're overpriced, risky or likely to turn into a financial headache.

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