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HISTORICAL FACTS: 2 | History Defined

‘Buy now, pay later’ is everywhere this holiday season. Here’s how to avoid a debt hangover

Each holiday season brings a predictable surge in consumer spending, but the way shoppers finance that spending is changing rapidly. While credit cards once dominated online checkouts, the growing popularity of buy now, pay later (BNPL) arrangements is changing how households manage short-term expenses.

The Conversation

I Asked ChatGPT What Christmas Gifts To Avoid: Here’s What It Said

I used ChatGPT and asked for what gifts to skip because they're overpriced, risky or likely to turn into a financial headache.

GOBankingRates

Experts reveal how to avoid a financial hangover in January

‘It is possible to enjoy a warm, memorable Christmas without overspending or facing a financial hangover in January,’ one expert said

The Independent UK

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3 Stocks to Profit from the $1 Trillion Holiday Shopping Bonanza

Wall Street doesn’t officially have any sectors named after the end-of-year holidays, but don’t let that fool you.

Benzinga

Nearly Half of Americans May Not Be Ready for This Huge Credit Report Update (Plus What You Can Do)

Nearly half of Americans may be unprepared for a major credit report update. Learn what’s changing and how to protect your credit score now.

GOBankingRates

What new ‘buy now, pay later’ rules mean for shoppers – and why they won’t protect you on Black Friday

Rules are set to change for BNPL but they are not yet in force to protect shoppers

The Independent UK

Experts warn shoppers to be wary of ‘buy now, pay later’ this Black Friday

BNPL schemes can lead to overspending, so follow these expert tips before shopping in the Black Friday and Cyber Monday salesFollow live: All the best Black Friday 2025 deals

The Independent UK

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Stop Buying These 9 Things—They’re Financial Traps

You work hard for your money. But some purchases quietly drain your wallet without delivering real value. These financial traps look harmless at first—maybe even smart. But they’re designed to keep you spending more than you should. Understanding which purchases hurt your financial health can save you thousands of dollars…

Clever Dude

Beware buy now, pay later temptation on Black Friday, debt charities warn

Billions will be spent on credit over the discount weekend but experts say the payment option is ‘not risk-free’

The Guardian - UK

Affirm Just Crushed Earnings—But Can It Outrun Klarna’s Scale?

Affirm's latest earnings impressed markets big time. But, how does this BNPL name compare to the new kid on the block, Klarna?

MarketBeat

Klarna Stock Plunges Toward Oversold Territory on Post-Earnings Selloff. Should You Buy the Dip?

Klarna shares sink as the fintech swings to a net loss in its fiscal Q3. Here’s why KLAR stock is worth buying on the post-earnings dip.

Barchart

I Asked ChatGPT What the Worst Holiday Purchases Are — Here’s the List

Avoid post-holiday regrets. Discover the worst holiday buys that drain your wallet, according to ChatGPT, and learn smarter ways to spend this season.

GOBankingRates

Half of Holiday Shoppers Are More Likely to Complete Their Purchase With Buy Now, Pay Later Services

Half of holiday shoppers are more likely to complete their purchase if they can use buy now, pay later, according to a recent survey by PayPal (NASDA: PYPL).

Benzinga

As PayPal’s ‘AI Bump’ Fades Away, Should You Buy or Sell PYPL Stock?

PayPal stock failed to gain much traction despite the company’s partnership with OpenAI. However, while the “AI bump” has faded away, PYPL looks like a good buy on a reasonable growth outlook and decent valuations.

Barchart

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The Independent UK

Here’s how to avoid post-Christmas debt after Brits hit with £1.1bn bill

Using credit lines wisely can be a valuable financial resource - but you must be disciplined about them

Benzinga

Buy Now Pay Later Can Torpedo Mortgage Chances

Buy Now, Pay Later (BNPL) services, such as Affirm Holdings Inc. (NASDAQ:AFRM), Klarna Group PLC (NYSE:KLAR), Afterpay and PayPal Holdings Inc. (NASDAQ:PYPL) Pay Later, have become a common way to split everyday purchases into short installments. However, mortgage experts say that seemingly small debts can create headaches during underwriting, especially…

Barchart

PayPal Is Paying Its First-Ever Dividend. Should You Snap Up PYPL Stock Now?

PayPal has announced its first-ever dividend payment of $0.14.

Barchart

Why PayPal Stock Deserves a Second Look Before 2025 Ends

PayPal's transformation could spark its next rally.

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GOBankingRates

4 Ways To Protect Your Credit If You Use BNPL Apps

Many BNPL users are unaware of new changes and credit impacts. Learn four smart ways to protect your credit and avoid costly mistakes with these apps.

Saving Advice

Buy Now, Pay Later Is Dying: 10 Reasons We May Be at the End of BNPL

Just a few years ago, “Buy Now, Pay Later” (BNPL) apps like Afterpay, Klarna, and Affirm were everywhere—promising shoppers a way to split purchases into...

The Guardian - UK

Buy now, pay later holiday purchases leaving travellers exposed to losses

BNPL offers are becoming more popular but when it comes to booking a holiday or a flight, consumers need to weigh up the risks

GOBankingRates

This Is the Dumbest Financial Move You Can Make in the US Today, According to These Ramsey Experts

BNPL may seem harmless, but some experts warn that it can trap you in debt. Discover why this popular payment plan could wreck your financial future now.

Benzinga

Worldpay Integrates Affirm To Deliver Transparent Payment Plans At Checkout

Affirm Holdings, Inc. (NASDAQ:AFRM) stock climbed higher Thursday after announcing a major expansion of its partnership network with global payments firm Worldpay.

Barchart

If You Buy This Fintech Stock Now, Will You Be Paying for It Later?

Affirm is back in the spotlight, riding BNPL momentum and a high-profile Google partnership.

Barchart

Cathie Wood Is Buying Up Klarna Stock Fresh From Its IPO. Should You?

Cathie Wood’s ARK Invest has been steadily accumulating Klarna shares, including a recent purchase of 76,000 shares worth roughly $3 million, signaling confidence in the fintech’s post‑IPO potential and AI‑driven payments expansion.

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