INSANE: 11 - The Real Truth

Think Social Security Guarantees a Minimum Monthly Check? Here’s How It Really Works

It is easy to assume Social Security works like a pension with a guaranteed minimum monthly check: work long enough to qualify, retire, and receive...

Saving Advice · Aug 22

What Does a “Comfortable Retirement” Actually Cost When the House Is Already Paid Off?

Paying off the mortgage before retirement sounds like crossing the biggest expense off your list, and it certainly can transform a household budget. But a...

Saving Advice · Aug 22

12 Things in Your Home That Can Become More Dangerous as You Get Older

The house you’ve lived in safely for 20 or 30 years doesn’t suddenly become dangerous on your 65th birthday, but the way you interact with...

Saving Advice · Aug 21

79% of the Poor Believe Wealth Comes From Random Luck. 84% of the Self-Made Rich Prove Them Wrong

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

Saving Advice · Aug 20

Can an Old Student Loan Really Reduce Your Social Security Check? Here’s What Older Borrowers Should Know

A student loan you stopped thinking about years ago can potentially follow you all the way into retirement. Federal law allows the government to collect...

Saving Advice · Aug 20

You’re Named as Someone’s Power of Attorney — 8 Things to Know Before You Ever Use It

Being named in someone’s power of attorney can sound straightforward: if they ever need financial help, you step in and handle things. In reality, signing...

Saving Advice · Aug 20

What Happens to Your Debt When You Die? What Your Family Is — and Isn’t — Responsible For

Death does not necessarily erase a mortgage, credit-card balance, medical bill, or personal loan, but it also does not automatically hand those debts to your...

Saving Advice · Aug 20

IRS Proposes New Funding Rules for Traditional Employer Pension Plans

The Internal Revenue Service has issued a notice of proposed rulemaking that would update the regulations governing how single-employer defined benefit pension plans calculate their...

Saving Advice · Aug 20

Your Prescription Is Still Covered by Medicare — So Why Did the Price Suddenly Jump?

You walk into the pharmacy expecting the same prescription and roughly the same bill you paid last time, only to discover the price has jumped....

Saving Advice · Aug 19

Retired With a Mortgage? Ask These 7 Questions Before Using Savings to Pay It Off

Entering retirement with a mortgage can feel uncomfortable, especially for someone who spent decades believing the house should be paid off before the final paycheck...

Saving Advice · Aug 19